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Mortgage Refinance Companies in Molalla, OR

Compare mortgage refinance companies in Molalla. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
Molalla, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 5 mortgage refinance companies in Molalla, OR Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Embold Credit Union
1515 W Main St UNIT D, Molalla, OR 97038
5036560671
E-Mortgage Capital - William Youngblood #2107268 Molalla Oregon
698 Stewart Dr, Molalla, OR 97038
5037935998
Oregon Home Mortgage
1585 W Main St Suite S, Molalla, OR 97038
5038294760
Chase Mortgage
318 Center Ave, Molalla, OR 97038
5038296125
US Bank Mortgage
415 Center Ave, Molalla, OR 97038
8008722657

Mortgage refinance companies in Molalla Oregon help homeowners lower their interest rates or change loan terms. Oregon law requires lenders to provide a clear loan estimate within three business days of application. Local companies understand Clackamas County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Molalla Cost?

Typical costs for a mortgage refinance in Oregon include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs usually total 2 to 5 percent of the loan principal. These are general estimates and your actual costs will vary based on your loan size and lender. This information is general and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Molalla Oregon?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Oregon lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Oregon?
A standard refinance in Oregon usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Oregon specific laws for mortgage refinancing?
Yes Oregon has a three day right of rescission for most refinances. This means you can cancel the loan within three business days after signing without penalty. Lenders must also follow Oregon usury laws limiting interest rates.