Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 3 mortgage refinance companies in Monmouth, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Inc Avenue
269 Pacific Ave S, Monmouth, OR 97361
5038380743
US Bank Mortgage
250 Main St E, Monmouth, OR 97361
5038381716
Maps Mortgage - Monmouth Branch
163 Knox St N, Monmouth, OR 97361
5035880181
What Does a Mortgage Refinance Company in Monmouth Cost?
Typical costs for a mortgage refinance in Oregon range from 2 to 5 percent of the loan amount. Common fees include an origination fee of 0.5 to 1 percent, appraisal fee of 400 to 600 dollars, and title insurance of 500 to 1,000 dollars. Oregon also charges a state documentary tax of 0.10 percent on the new loan. Costs vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for mortgage refinance in Monmouth Oregon?
A standard refinance in Oregon usually takes 30 to 45 days from application to closing. Oregon law requires a three day rescission period after signing. Delays can occur if property appraisals or title work take longer.
Do I need a home appraisal to refinance in Monmouth?
Most Oregon lenders require an appraisal to confirm your home value. Some streamline programs like FHA streamline or VA IRRRL may waive the appraisal. Your mortgage refinance company will tell you what is needed based on your loan type.
Are there Oregon specific fees for refinancing a mortgage?
Oregon charges a documentary stamp tax on the new loan amount which is typically 0.10 percent. Recording fees and title insurance costs also apply. Your lender must disclose all fees in the Loan Estimate within three business days.