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Mortgage Refinance Companies in Monmouth, OR

Directory of mortgage refinance companies in Monmouth, Oregon. Verify credentials with the state state mortgage licensing authority before hiring.

3 agents listed
Updated June 2026
Monmouth, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Oregon before hiring.
Showing 3 mortgage refinance companies in Monmouth, OR Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Inc Avenue
269 Pacific Ave S, Monmouth, OR 97361
(503) 838-0743
US Bank Mortgage
250 Main St E, Monmouth, OR 97361
(503) 838-1716 usbank.com
Maps Mortgage - Monmouth Branch
163 Knox St N, Monmouth, OR 97361
(503) 588-0181 mapscu.com

Mortgage refinance companies in Monmouth Oregon help homeowners lower their interest rates or change loan terms. Oregon law requires lenders to provide a Loan Estimate within three business days of application. Local companies can guide you through Oregon specific rules like the state foreclosure mediation program.

What Does a Mortgage Refinance Company in Monmouth Cost?

Typical costs for a mortgage refinance in Oregon range from 2 to 5 percent of the loan amount. Common fees include an origination fee of 0.5 to 1 percent, appraisal fee of 400 to 600 dollars, and title insurance of 500 to 1,000 dollars. Oregon also charges a state documentary tax of 0.10 percent on the new loan. Costs vary by lender and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the typical timeline for mortgage refinance in Monmouth Oregon?
A standard refinance in Oregon usually takes 30 to 45 days from application to closing. Oregon law requires a three day rescission period after signing. Delays can occur if property appraisals or title work take longer.
Do I need a home appraisal to refinance in Monmouth?
Most Oregon lenders require an appraisal to confirm your home value. Some streamline programs like FHA streamline or VA IRRRL may waive the appraisal. Your mortgage refinance company will tell you what is needed based on your loan type.

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