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Find Mortgage Refinance Companies in Carlisle, PA

Compare mortgage refinance companies in Carlisle. Review contact information and insurance categorys before you decide.

7 agents listed
Updated June 2026
Carlisle, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Pennsylvania before hiring.
Showing 7 mortgage refinance companies in Carlisle, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
40 Noble Blvd Ste. 22, Carlisle, PA 17013
(717) 462-4500 locations.marinerfinance.com
Rebecca Foote Mortgage Team, Mortgage Lender
20 N Hanover St Suite 201, Carlisle, PA 17013
(717) 609-4044 rebeccafoote.com
Foote Capital Mortgage Company, Mortgage Lender
20 N Hanover St Suite 201, Carlisle, PA 17013
(717) 249-7500 footecapital.com
Lendmark Financial Services LLC
1075 Harrisburg Pike Suite 102, Carlisle, PA 17013
(717) 966-1701 lendmarkfinancial.com
OneMain Financial
950 Walnut Bottom Rd #16, Carlisle, PA 17015
(717) 249-9566 onemainfinancial.com
Bethany Walker with HomeSale Mortgage
801 Belvedere St, Carlisle, PA 17013
(717) 465-8137 homesalemortgage.com
PNC Mortgage
105 Noble Blvd, Carlisle, PA 17013
(717) 243-6021 pnc.com

A mortgage refinance company in Carlisle, Pennsylvania helps homeowners replace their existing home loan with a new one, often to get a lower interest rate or change loan terms. Pennsylvania law requires lenders to provide clear disclosures under the Pennsylvania Loan Interest and Protection Law. Local companies in Carlisle understand the Cumberland County real estate market and can guide you through the process.

What Does a Mortgage Refinance Company in Carlisle Cost?

Typical costs for a mortgage refinance in Pennsylvania include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $500 to $1,500. Closing costs generally range from 2% to 5% of the loan principal. For a $200,000 loan, total costs might be $4,000 to $10,000. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Carlisle Pennsylvania?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Pennsylvania lenders also require a property appraisal. The exact list depends on your loan type and lender.
How long does a mortgage refinance take in Pennsylvania?
A standard refinance in Pennsylvania usually takes 30 to 45 days from application to closing. This timeline can vary based on your lender workload and appraisal scheduling. Pennsylvania law does not set a specific time limit for the process.
Are there prepayment penalties for refinancing in Pennsylvania?
Pennsylvania law does not ban prepayment penalties, but many lenders do not charge them on standard loans. You should check your current mortgage contract for any prepayment penalty clause. If one exists, it may apply only within the first few years of the loan.

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