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Find Mortgage Refinance Companies Near You in Collingdale, PA

Directory of mortgage refinance companies in Collingdale, Pennsylvania. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Collingdale, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 2 mortgage refinance companies in Collingdale, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Best Amercian Mortgage Company
1024 Springfield Rd, Collingdale, PA 19023
4844946593
Best Amercian Mortgage Company
1024 Springfield Rd, Collingdale, PA 19023
4844946593

Mortgage refinance companies in Collingdale Pennsylvania help homeowners adjust their loan terms or lower their interest rates. Pennsylvania law requires lenders to provide a Truth in Lending disclosure within three business days of application. Local firms understand the Delaware County real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Collingdale Cost?

Typical costs for a mortgage refinance in Pennsylvania include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance which can cost 500 to 1,500 dollars. Other fees may include credit report charges and recording fees. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the typical timeline for a mortgage refinance in Collingdale?
A standard refinance in Pennsylvania usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title work is needed. Your lender will provide a Loan Estimate within three business days of your application.
Are there Pennsylvania specific laws that affect refinancing?
Yes Pennsylvania has a 10 day right of rescission for most refinances on your primary home. This means you have 10 days after signing to cancel the loan without penalty. Also Pennsylvania requires lenders to use a specific form for the mortgage satisfaction when the loan is paid off.