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Find Mortgage Refinance Companies Near You in Downingtown, PA
Browse mortgage refinance companies serving Downingtown, Pennsylvania. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Downingtown, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 4 mortgage refinance companies in Downingtown, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Steve Bernstein, Mortgage Loan Officer Empowered by NEXA Mortgage
423 Bianca Cir, Downingtown, PA 19335
6104208627
AAA Mortgage Solutions LLC
9 Dominic Dr, Downingtown, PA 19335
6106189721
The Reverse Mortgage Team - Powered by WSFS Mortgage - FHA HECMs (Reverse Mortgages) in 50 states
220 E Reeceville Rd #1124, Downingtown, PA 19335
4849942826
Turnstone Mortgage
890 Williamsburg Blvd, Downingtown, PA 19335
6103248830
Mortgage refinance companies in Downingtown Pennsylvania help homeowners lower their interest rates or change loan terms. Pennsylvania has specific rules for refinancing including a three day right of rescission for most loans. Local lenders in Chester County understand the Downingtown real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Downingtown Cost?
Typical costs for a mortgage refinance in Pennsylvania include an origination fee of 0.5 to 1.5 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,200 dollars. Closing costs in Chester County often total 2 to 5 percent of the loan principal. Pennsylvania also charges a mortgage recording tax of 1 percent on the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the right of rescission for a mortgage refinance in Pennsylvania?
Pennsylvania law gives you three business days after signing to cancel a refinance loan. This right applies to most home loans except for purchase money mortgages. You must notify the lender in writing before midnight of the third day.
Do I need a home appraisal to refinance in Downingtown?
Most lenders require a home appraisal to confirm your property value. The appraisal cost in Chester County typically ranges from 400 to 700 dollars. Some streamline refinance programs may waive the appraisal.
What documents do I need for a mortgage refinance in Pennsylvania?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Pennsylvania lenders also require a valid photo ID and a signed application. Self employed borrowers may need additional profit and loss statements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.