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Find Mortgage Refinance Companies in Homestead, PA

Looking for a mortgage refinance company in Homestead? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Homestead, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 2 mortgage refinance companies in Homestead, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Home Lending
146 W Bridge St, Homestead, PA 15120
4124787272
PNC Mortgage
338 Amity St, Homestead, PA 15120
4124618512

Mortgage refinance companies in Homestead, Pennsylvania help homeowners lower their interest rates or change loan terms. Pennsylvania law requires lenders to provide a Truth in Lending disclosure within three business days of application. Homestead residents near Pittsburgh can access competitive rates from local and national lenders.

What Does a Mortgage Refinance Company in Homestead Cost?

Typical costs for a mortgage refinance in Pennsylvania include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally total 2 to 5 percent of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Homestead Pennsylvania?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Pennsylvania lenders also require a property appraisal and a credit check. Gather these items before applying to speed up the process.
How long does a mortgage refinance take in Pennsylvania?
A standard refinance in Pennsylvania usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal is slow or if there are title issues. Your lender must provide a Loan Estimate within three business days of your application.
Are there any Pennsylvania specific laws for mortgage refinancing?
Yes. Pennsylvania requires lenders to follow the Pennsylvania Mortgage Licensing Act. This law mandates that loan originators be licensed and that all fees be disclosed clearly. Also, Pennsylvania has a 10 day right of rescission for refinances on your primary home.