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Directory of mortgage refinance companies in Irwin, Pennsylvania. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Irwin, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 3 mortgage refinance companies in Irwin, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
9345 US-30, Irwin, PA 15642
4127540225
Allied Mortgage Group
1001 Old Rte 30, Irwin, PA 15642
7248618001
OneMain Financial
9733 US-30, Irwin, PA 15642
7248645777
A mortgage refinance company in Irwin, Pennsylvania helps homeowners lower their interest rate, change loan terms, or access home equity. Pennsylvania law requires lenders to provide a clear Good Faith Estimate of closing costs within three business days of application. Local Irwin companies understand the Allegheny County property market and can guide you through state-specific refinance procedures.
What Does a Mortgage Refinance Company in Irwin Cost?
Typical costs for a mortgage refinance in Pennsylvania include an appraisal fee of 400 to 700 dollars, title search and insurance ranging from 500 to 1,500 dollars, and lender origination fees of 0.5 to 1 percent of the loan amount. Pennsylvania transfer tax of 1 percent applies if the loan is recorded as a new mortgage. Total closing costs often range from 2,000 to 5,000 dollars, depending on loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Irwin Pennsylvania?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of homeowners insurance. Pennsylvania lenders also require a copy of your current mortgage note and a property appraisal.
How long does a mortgage refinance take in Pennsylvania?
Most refinances in Pennsylvania close within 30 to 45 days from application. This timeline can vary based on appraisal scheduling and lender workload. Pennsylvania law gives you a three-day right of rescission after signing for most refinances.
Are there Pennsylvania specific fees for refinancing a mortgage?
Yes, Pennsylvania charges a state transfer tax of 1 percent on the mortgage amount if you are refinancing with a new lender. Some counties also add local transfer taxes. You may also pay recording fees and title insurance costs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.