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Find Mortgage Refinance Companies Near You in Kennett Square, PA

Compare mortgage refinance companies in Kennett Square. Review contact information and insurance categorys before you decide.

6 agents listed
Updated May 2026
Kennett Square, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 6 mortgage refinance companies in Kennett Square, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Delaware Valley Financial Mortgage
402 Bayard Rd, Kennett Square, PA 19348
6109325444
Staci Rubin - Customized Lending Solutions
312 W State St #209, Kennett Square, PA 19348
2678081299
Whitecap Mortgage LLC
119 E Linden St, Kennett Square, PA 19348
4846567773
Brandywine Lending, Inc.
Anvil Dr, Kennett Square, PA 19348
4847708646
Rapid Mortgage Company
500 Orchard Ave, Kennett Square, PA 19348
6103884440
PNC Mortgage
883 E Baltimore Pike, Kennett Square, PA 19348
6104447980

Kennett Square homeowners can work with a mortgage refinance company to adjust their loan terms or lower their interest rate. Pennsylvania law requires lenders to provide clear disclosures under the Truth in Lending Act. Local refinance companies in Chester County can help you navigate the process and find a loan that fits your budget.

What Does a Mortgage Refinance Company in Kennett Square Cost?

Typical costs for a mortgage refinance in Pennsylvania include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title search fees of $200 to $400. Closing costs generally range from 2% to 5% of the loan amount. Some lenders offer no-closing-cost options but may charge a higher interest rate. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Kennett Square?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Pennsylvania lenders also require a property appraisal. Your refinance company will provide a full list based on your situation.
How long does a mortgage refinance take in Pennsylvania?
A standard refinance in Pennsylvania usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your lender will give you a timeline estimate at the start.
Are there Pennsylvania laws that affect mortgage refinancing?
Yes, Pennsylvania has specific rules about prepayment penalties and loan disclosures. Lenders must follow the Pennsylvania Mortgage Licensing Act. You also have a three-day right of rescission after signing for most refinances.