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Showing 2 mortgage refinance companies in Mount Joy, PA
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Penn Home Mortgage: Mortgage Brokers
1175 E Main St, Mount Joy, PA 17552
7178420731
James Ream with HomeSale Mortgage
102 E Main St, Mount Joy, PA 17552
4848243630
What Does a Mortgage Refinance Company in Mount Joy Cost?
Typical costs for a mortgage refinance in Pennsylvania include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 600 dollars, and title insurance costs of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Mount Joy PA?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Pennsylvania lenders also require a copy of your current mortgage statement and a valid photo ID.
How long does a mortgage refinance take in Pennsylvania?
A typical refinance in Pennsylvania takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if title work reveals issues.
Are there Pennsylvania specific laws for mortgage refinancing?
Yes. Pennsylvania has a 3 day right of rescission for refinances on your primary home. This means you can cancel the loan for any reason within three business days after signing.