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Compare Mortgage Refinance Companies in New Cumberland, PA
Browse mortgage refinance companies serving New Cumberland, Pennsylvania. Contact information and addresses listed below.
2 agents listed
Updated May 2026
New Cumberland, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 2 mortgage refinance companies in New Cumberland, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
NCFCU
345 Lewisberry Rd, New Cumberland, PA 17070
7177747706
Members 1st Federal Credit Union
132 Old York Rd, New Cumberland, PA 17070
8002377288
Mortgage refinance companies in New Cumberland, Pennsylvania help homeowners lower their interest rates or change loan terms. Pennsylvania law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies in Cumberland County can guide you through the process and explain state-specific rules like the Pennsylvania Mortgage Licensing Act.
What Does a Mortgage Refinance Company in New Cumberland Cost?
Typical costs for a mortgage refinance in Pennsylvania include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. Closing costs generally range from 2 to 5 percent of the loan amount. Pennsylvania also imposes a 1 percent mortgage recording tax. These are general estimates; actual costs vary by lender and loan type. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in New Cumberland?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Pennsylvania lenders may also require a property appraisal and a copy of your current deed.
How long does a mortgage refinance take in Pennsylvania?
The process usually takes 30 to 45 days from application to closing. Pennsylvania law allows a three-day rescission period after signing, during which you can cancel the loan without penalty.
Are there Pennsylvania-specific fees for refinancing?
Yes, Pennsylvania charges a mortgage recording tax of 1 percent on the loan amount for most refinances. You may also pay state transfer taxes if you are changing the property title.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.