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Mortgage Refinance Companies in Prospect Park, PA

Compare mortgage refinance companies in Prospect Park. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Prospect Park, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 2 mortgage refinance companies in Prospect Park, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Anthony M Coombes-Haseltine - PNC Mortgage Loan Officer (NMLS #1711212)
501 Chester Pike, Prospect Park, PA 19076
4844101259
PNC Mortgage
501 Chester Pike, Prospect Park, PA 19076
6105224242

Mortgage refinance companies in Prospect Park, Pennsylvania help homeowners lower their interest rates or change loan terms. Pennsylvania law requires lenders to provide clear loan estimates and follow state usury limits which cap interest rates on certain loans. Local companies understand the Delaware County housing market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Prospect Park Cost?

Typical costs for a mortgage refinance in Pennsylvania include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs around $1,000 to $2,000. Closing costs generally total 2% to 5% of the loan principal. Note that these figures are estimates and actual costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Prospect Park?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Pennsylvania lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in Pennsylvania?
A standard refinance in Pennsylvania usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal is slow or if additional documents are needed.
Are there any Pennsylvania laws that affect mortgage refinancing?
Yes, Pennsylvania has a 6% usury cap on loans under a certain amount, though most refinances exceed that threshold. The state also requires lenders to provide a Truth in Lending disclosure within three days of application.