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Find Mortgage Refinance Companies Near You in Shippensburg, PA

Directory of mortgage refinance companies in Shippensburg, Pennsylvania. Verify credentials with the state state mortgage licensing authority before hiring.

3 agents listed
Updated June 2026
Shippensburg, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Pennsylvania before hiring.
Showing 3 mortgage refinance companies in Shippensburg, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Members 1st Federal Credit Union
401 E King St, Shippensburg, PA 17257
(800) 237-7288 members1st.org
OneMain Financial
208 Conestoga Dr, Shippensburg, PA 17257
(717) 532-2497 onemainfinancial.com
Taylor Financial Management
402 Richwalter Ave, Shippensburg, PA 17257
(717) 530-6000 taylorfinancialmanagement.com

Mortgage refinance companies in Shippensburg, Pennsylvania help homeowners replace their existing home loan with a new one. Pennsylvania law requires lenders to provide clear disclosure of loan terms under the Pennsylvania Mortgage Licensing Act. Local companies can assist with rate reductions, cash-out refinancing, or switching from an adjustable to a fixed rate mortgage.

What Does a Mortgage Refinance Company in Shippensburg Cost?

Typical costs for a mortgage refinance in Pennsylvania include an origination fee (0.5% to 1% of the loan amount), appraisal fee (300 to 600 dollars), and title search fees (200 to 400 dollars). Closing costs generally range from 2% to 5% of the loan principal. Pennsylvania also charges a mortgage recording tax of 1% on the loan amount in most counties. Note that this is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Shippensburg?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Pennsylvania lenders also require a property appraisal and a credit check. Gather these items before applying to speed up the process.
How long does a mortgage refinance take in Pennsylvania?
A standard refinance in Pennsylvania usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documentation is needed. Your lender will provide a timeline estimate at the start.

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