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Find Mortgage Refinance Companies in Springfield Township, PA

Compare mortgage refinance companies in Springfield Township. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Springfield Township, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 3 mortgage refinance companies in Springfield Township, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
1489 Baltimore Pike Ste 101, Springfield Township, PA 19064
4844706181
Concord Mortgage Brokers, LLC
682 Vernon Rd, Springfield Township, PA 19064
4849880186
The Beale Team at CrossCountry Mortgage
162 Saxer Ave 2nd Floor, Springfield Township, PA 19064
4844379709

Mortgage refinance companies in Springfield Township, Pennsylvania help homeowners replace their existing home loan with a new one. This process can lower monthly payments or change loan terms. Pennsylvania law requires lenders to provide clear disclosure of fees and interest rates under the Pennsylvania Mortgage Licensing Act.

What Does a Mortgage Refinance Company in Springfield Township Cost?

Typical costs for a mortgage refinance in Pennsylvania include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. Pennsylvania also charges a mortgage recording tax of 1 percent on the new loan. Note that this is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Springfield Township?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Lenders also require a property appraisal to determine current home value.
How long does a mortgage refinance take in Pennsylvania?
A standard refinance in Pennsylvania usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Pennsylvania laws that affect refinance costs?
Yes, Pennsylvania imposes a transfer tax of 1 percent on the mortgage amount when the loan is recorded. Some local municipalities add extra taxes, so total costs can vary by township.