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Mortgage Refinance Companies in Wilkes-Barre, PA

Directory of mortgage refinance companies in Wilkes-Barre, Pennsylvania. Verify credentials with the state mortgage licensing authority before hiring.

11 agents listed
Updated May 2026
Wilkes-Barre, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 11 mortgage refinance companies in Wilkes-Barre, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
765 Kidder St, Wilkes-Barre, PA 18702
5708462284
Choice One Community Credit Union
101 Hazle St, Wilkes-Barre, PA 18702
5708237676
Guild Mortgage - Rich Sachse
613 Baltimore Dr Suite 4, Wilkes-Barre, PA 18702
5702352170
OneMain Financial
1065 PA-315 Ste 304, Wilkes-Barre, PA 18702
5708236147
Guild Mortgage - Dan Townsend
613 Baltimore Dr Suite 4, Wilkes-Barre, PA 18702
5702352183
Guild Mortgage - Charlie Daniels
613 Baltimore Dr Suite 4, Wilkes-Barre, PA 18702
5702352178
Guild Mortgage - Dave Huggler
613 Baltimore Dr Suite 4, Wilkes-Barre, PA 18702
5702352171
HNB Mortgage
38 N Franklin St, Wilkes-Barre, PA 18701
5708261800
PNC Mortgage
960 Schechter Dr, Wilkes-Barre, PA 18702
5708296838
Keystone Loans & Financial Services
1325 N River St # 205, Wilkes-Barre, PA 18702
5709701600
Erick Yurkanin - M&T Bank
60 Public Square Suite 500, Wilkes-Barre, PA 18701
5703272925

Mortgage refinance companies in Wilkes-Barre help homeowners lower their interest rates or change loan terms. Pennsylvania law requires lenders to provide a clear disclosure of all fees and terms before closing. Local refinance services can also assist with cash-out refinancing for home improvements or debt consolidation.

What Does a Mortgage Refinance Company in Wilkes-Barre Cost?

Typical costs for a mortgage refinance in Pennsylvania include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,500. Pennsylvania also imposes a 1% mortgage recording tax on the new loan. Total closing costs usually range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Wilkes-Barre?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Pennsylvania lenders may also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in Pennsylvania?
A standard refinance in Pennsylvania usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.