Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 3 mortgage refinance companies in Barrington, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Casey Roberts - Mortgage Loan Officer
231 County Rd Unit 6, Barrington, RI 02806
4015783237
Washington Trust
236 County Rd, Barrington, RI 02806
4012467580
Chase Home Lending
280 County Rd, Barrington, RI 02806
4017872927
What Does a Mortgage Refinance Company in Barrington Cost?
Typical costs for a mortgage refinance in Rhode Island include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title search fees of 200 to 500 dollars. Closing costs generally range from 2 to 5 percent of the loan amount. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Barrington?
You will typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Rhode Island lenders also require a property appraisal. Gather these items before you apply to speed up the process.
How long does a mortgage refinance take in Rhode Island?
A standard refinance in Rhode Island usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if there are title issues. Your lender will provide a timeline estimate.
Are there Rhode Island specific rules for mortgage refinancing?
Yes. Rhode Island has a three day right of rescission for most refinances, meaning you can cancel the loan within three business days after signing. Also, Rhode Island law requires lenders to disclose all fees clearly in the Loan Estimate.