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Looking for a mortgage refinance company in Lincoln? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Lincoln, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 7 mortgage refinance companies in Lincoln, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Province Mortgage Associates, Inc.
4291, 614 George Washington Hwy UNIT 4, Lincoln, RI 02865
4014904400
Guild Mortgage - George Pedro
ll1 & #ll3, 14 Breakneck Hill Rd, Lincoln, RI 02865
4014385176
Guild Mortgage - Scott Lacey
ll1 & #ll3, 14 Breakneck Hill Rd, Lincoln, RI 02865
4012144715
Michaela Bradford, Mortgage Professional
614 George Washington Hwy UNIT 4, Lincoln, RI 02865
4014896282
Guild Mortgage - Matt Fenster
Ll3, 14 Breakneck Hill Rd Unit Ll1, Lincoln, RI 02865
4013306968
Guild Mortgage - Monah Rhodes
Ll3, 14 Breakneck Hill Rd Unit Ll1, Lincoln, RI 02865
4014803613
BankFive
132 Old River Rd STE 104, Lincoln, RI 02865
7748886147
Mortgage refinance companies in Lincoln Rhode Island help homeowners adjust their loan terms or lower their interest rates. Rhode Island law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders are familiar with Lincoln property values and can guide you through the refinance process efficiently.
What Does a Mortgage Refinance Company in Lincoln Cost?
Typical costs for a mortgage refinance in Rhode Island include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1000 dollars. Total closing costs often range from 2000 to 5000 dollars depending on loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Lincoln Rhode Island?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Rhode Island lenders may also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Rhode Island?
A standard refinance in Rhode Island usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.