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Mortgage Refinance Companies in Wakefield, RI

Looking for a mortgage refinance company in Wakefield? Review the directory below to compare your options.

4 agents listed
Updated June 2026
Wakefield, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Rhode Island before hiring.
Showing 4 mortgage refinance companies in Wakefield, RI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ron Manton - Churchill Mortgage, NMLS 4865
238 Robinson St Ste 3, Wakefield, RI 02879
(401) 433-9941 churchillmortgage.com
Churchill Mortgage - Wakefield
238 Robinson St Ste 3, Wakefield, RI 02879
(401) 433-9941 churchillmortgage.com
Atlantic Mortgage & Finance Corporation
94 Main St 2nd Floor, Wakefield, RI 02879
(401) 481-8050 atlanticcorporation.net
Michael Nadeau - Chase Home Lending Advisor - NMLS ID 518614
580 Kingstown Rd, Wakefield, RI 02879
(401) 225-1250 homelendingadvisor.chase.com

What Does a Mortgage Refinance Company in Wakefield Cost?

Typical refinance costs in Rhode Island include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. The largest cost is often the mortgage recording tax, which is 0.50 per 100 dollars of the new loan. Total closing costs usually range from 2 to 5 percent of the loan amount. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Wakefield Rhode Island?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Rhode Island lenders also require a property appraisal and a copy of your current deed.
How long does a mortgage refinance take in Rhode Island?
A standard refinance in Rhode Island usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.

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