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Looking for a mortgage refinance company in Westerly? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Westerly, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 5 mortgage refinance companies in Westerly, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Deana Bobbin at Guaranteed Rate Affinity
56 Wells St, Westerly, RI 02891
4013784467
Navigant Credit Union
48 Franklin St, Westerly, RI 02891
4012334700
Jill Kass at Prosperity Home Mortgage - Shelton
224 Post Rd, Westerly, RI 02891
4016374800
Washington Trust
126 Franklin St, Westerly, RI 02891
4013481367
Chase Home Lending
143 Franklin St, Westerly, RI 02891
6197870369
Mortgage refinance companies in Westerly Rhode Island help homeowners lower their interest rates or change loan terms. Rhode Island law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies understand the Westerly real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Westerly Cost?
Typical costs for a mortgage refinance in Rhode Island include an appraisal fee of 400 to 700 dollars, loan origination fees of 0.5 to 1 percent of the loan amount, and title search fees of 200 to 500 dollars. Closing costs usually range from 2 to 5 percent of the loan principal. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Westerly?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Rhode Island lenders also require a property appraisal. Gather these documents before applying to speed up the process.
How long does a mortgage refinance take in Rhode Island?
A typical refinance in Rhode Island takes 30 to 45 days from application to closing. Delays can happen if the appraisal is slow or if additional documents are needed. Your lender will provide a timeline estimate after you apply.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.