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Find Mortgage Refinance Companies in Woonsocket, RI
Compare mortgage refinance companies in Woonsocket. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Woonsocket, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 3 mortgage refinance companies in Woonsocket, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
1700 Diamond Hill Rd ste b, Woonsocket, RI 02895
4017665128
Gold Loan Company
100 Bernon St, Woonsocket, RI 02895
4017651180
Elite Personal Loans
113 Main St, Woonsocket, RI 02895
4013436036
Woonsocket homeowners seeking a mortgage refinance company can work with local lenders familiar with Rhode Island real estate laws. Rhode Island requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Refinancing can help lower monthly payments or switch from an adjustable-rate to a fixed-rate mortgage.
What Does a Mortgage Refinance Company in Woonsocket Cost?
Typical costs for refinancing a mortgage in Rhode Island include lender origination fees of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and a mortgage recording tax of 0.50 percent. Title insurance and settlement fees can add 500 to 1,500 dollars. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Woonsocket Rhode Island?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Rhode Island law also requires lenders to disclose the annual percentage rate and total finance charges before closing.
How long does a mortgage refinance take in Rhode Island?
A standard refinance in Rhode Island usually takes 30 to 45 days from application to closing. This timeline can vary based on the lender's workload and the complexity of your financial situation.
Are there Rhode Island specific fees for refinancing a mortgage?
Yes, Rhode Island imposes a mortgage recording tax of 0.50 percent on the refinanced loan amount. You may also pay title search fees, appraisal costs, and lender origination fees.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.