Skip to main content

Find Mortgage Refinance Companies in Aiken, SC

Browse mortgage refinance companies serving Aiken, South Carolina. Contact information and addresses listed below.

17 agents listed
Updated June 2026
Aiken, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of South Carolina before hiring.
Showing 17 mortgage refinance companies in Aiken, SC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Motto Mortgage Simplified
480 Fabian Dr Suite A, Aiken, SC 29803
(706) 780-3434 mottomortgage.com
1st Franklin Financial
161 S Aiken Ln # 470, Aiken, SC 29803
(803) 642-7180 1ffc.com
Assurance Financial - Aiken
106 Laurens St NW, Aiken, SC 29801
(803) 644-4010 assurancemortgage.com
Guild Mortgage - Stephanie Johnson
228 Richland Ave W #1, Aiken, SC 29801
(803) 646-0228 branches.guildmortgage.com
Corey Dobbins - Motto Mortgage Simplified
480 Fabian Dr Suite A, Aiken, SC 29803
(803) 845-9772 mottomortgage.com
Guild Mortgage - Mike Harley
1310 Pine Log Rd suite a, Aiken, SC 29803
(706) 426-2201 branches.guildmortgage.com
OneMain Financial
2406 Whiskey Rd, Aiken, SC 29803
(803) 648-1306 onemainfinancial.com
AgSouth Farm Credit
951 E Pine Log Rd, Aiken, SC 29803
(803) 648-6818 agsouthfc.com
Pamela Bean | Aiken Mortgage Lender | Sword Mortgage
237 Park Ave SW Suite 218, Aiken, SC 29801
(803) 645-6961 swordmortgage.com
Taylor Leaptrotte Motto Mortgage Simplified
480 Fabian Dr Suite A, Aiken, SC 29803
(706) 524-4680 mottomortgage.com
Brandon Thigpen | Aiken Mortgage Lender | Sword Mortgage
237 Park Ave SW Suite 218, Aiken, SC 29801
(803) 640-4390 swordmortgage.com
Guild Mortgage Company
1310 Pine Log Rd suite a, Aiken, SC 29803
(803) 716-3100 branches.guildmortgage.com
Steve Klarman at CrossCountry Mortgage
208 Newberry St NW, Aiken, SC 29801
(803) 646-9898 crosscountrymortgage.com
Guild Mortgage Company
228 Richland Ave W #1, Aiken, SC 29801
(803) 253-2111 branches.guildmortgage.com
Carl Clark at CrossCountry Mortgage
208 Newberry St NW, Aiken, SC 29801
(706) 262-6292 crosscountrymortgage.com
Mortgage, Bank of America
150 Aiken Mall Dr SW, Aiken, SC 29803
(803) 335-5030 bankofamerica.com
Madyson Richardson Motto Mortgage Simplified
480 Fabian Dr Suite A, Aiken, SC 29803
(803) 646-5329 mottomortgage.com

Mortgage refinance companies in Aiken South Carolina help homeowners replace their existing home loan with a new one. South Carolina law requires lenders to provide a Loan Estimate within three business days of application. Local refinance services can assist with lowering your interest rate or changing your loan term to fit your financial goals.

What Does a Mortgage Refinance Company in Aiken Cost?

Typical costs for a mortgage refinance in South Carolina include a loan origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $600, and title services ranging from $500 to $1,000. South Carolina also imposes a state deed recording fee of about $30 per page and a mortgage tax of $1.85 per $500 borrowed. These expenses vary by lender, loan size, and property location. This information is general and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Aiken South Carolina?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. South Carolina lenders also require a property appraisal to confirm your homes current value.
How long does a mortgage refinance take in South Carolina?
A standard refinance in South Carolina usually takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the appraisal takes longer than expected.
Are there South Carolina specific fees for refinancing a mortgage?
South Carolina charges a documentary stamp tax on the new mortgage note at a rate of $1.85 per $500 of the loan amount. You may also pay recording fees and title insurance costs required by state law.

Mortgage Refinance Companies in Other South Carolina Cities