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Looking for a mortgage refinance company in Aiken? Review the directory below to compare your options.
17 agents listed
Updated May 2026
Aiken, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 17 mortgage refinance companies in Aiken, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage refinance companies in Aiken South Carolina help homeowners replace their existing home loan with a new one. South Carolina law requires lenders to provide a Loan Estimate within three business days of application. Local refinance services can assist with lowering your interest rate or changing your loan term to fit your financial goals.
What Does a Mortgage Refinance Company in Aiken Cost?
Typical costs for a mortgage refinance in South Carolina include a loan origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $600, and title services ranging from $500 to $1,000. South Carolina also imposes a state deed recording fee of about $30 per page and a mortgage tax of $1.85 per $500 borrowed. These expenses vary by lender, loan size, and property location. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Aiken South Carolina?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. South Carolina lenders also require a property appraisal to confirm your homes current value.
How long does a mortgage refinance take in South Carolina?
A standard refinance in South Carolina usually takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the appraisal takes longer than expected.
Are there South Carolina specific fees for refinancing a mortgage?
South Carolina charges a documentary stamp tax on the new mortgage note at a rate of $1.85 per $500 of the loan amount. You may also pay recording fees and title insurance costs required by state law.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.