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Find Mortgage Refinance Companies Near You in Bluffton, SC
Directory of mortgage refinance companies in Bluffton, South Carolina. Verify credentials with the state mortgage licensing authority before hiring.
18 agents listed
Updated May 2026
Bluffton, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 18 mortgage refinance companies in Bluffton, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Gateway Mortgage
27 Towne Dr #301, Bluffton, SC 29910
8438152999
The Kristoff Team at CrossCountry Mortgage
181 Bluffton Rd Suite F-1012 Unit 2, Bluffton, SC 29910
8436035924
PMC Mortgage Corporation
1 Mallet Way Unit 101, Bluffton, SC 29910
8438363111
Mike Little - Gateway Mortgage
27 Towne Dr #301, Bluffton, SC 29910
8433218773
Meredith Watson | SouthState Mortgage
9 Oak Forest Rd, Bluffton, SC 29910
8438371150
Unisource Mortgage Services Inc
29 Plantation Park Dr #113, Bluffton, SC 29910
8438159090
Jack Little - Gateway Mortgage
27 Towne Dr #301, Bluffton, SC 29910
8433218832
Chuck Reed at Intercoastal Mortgage, LLC
110 Traders Cross Second Floor, Bluffton, SC 29909
Mortgage Equity Partners Jimmy Atkins JR., MLO# 133206
1 Promenade St Suite 203, Bluffton, SC 29910
8438375626
Lisa Souls - Coastal States Mortgage
30 William Pope Dr # 101, Bluffton, SC 29909
8437051229
Mutual of Omaha Reverse Mortgage
7 Palmetto Way, Bluffton, SC 29910
8438160858
Lambuth Mortgage South Carolina
7 Palmetto Way Suite 1, Bluffton, SC 29910
8433100231
Scott Ely | Fairway Independent Mortgage Corporation Co-Branch Manager
181 Bluffton Rd Suite B103, Bluffton, SC 29910
8437577552
Mortgage refinance companies in Bluffton South Carolina help homeowners lower their interest rates or change loan terms. South Carolina law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Beaufort County property values and can guide you through the refinancing process.
What Does a Mortgage Refinance Company in Bluffton Cost?
Typical costs for a mortgage refinance in South Carolina range from 2 to 5 percent of the loan amount. This includes lender origination fees an appraisal fee of 400 to 600 dollars and title insurance of 500 to 1,000 dollars. South Carolina also charges a recording tax of 0.15 percent of the loan amount. Costs vary by loan size property location and lender policies. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Bluffton?
You typically need pay stubs tax returns bank statements and a photo ID. South Carolina requires a property appraisal and title search for most refinances. Your lender will also check your credit score and debt-to-income ratio.
How long does a mortgage refinance take in South Carolina?
A standard refinance in South Carolina usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer. South Carolina law does not set a specific time limit but lenders must follow federal disclosure rules.
Are there any South Carolina laws that affect refinancing costs?
Yes South Carolina imposes a mortgage recording tax of 0.15 percent of the loan amount. You may also pay a state documentary stamp tax on the note. These costs are in addition to lender fees and third-party charges like appraisals and title insurance.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.