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Mortgage Refinance Companies in Boiling Springs, SC

Browse mortgage refinance companies serving Boiling Springs, South Carolina. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Boiling Springs, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 4 mortgage refinance companies in Boiling Springs, SC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Pathway Mortgage
2117 Boiling Springs Rd, Boiling Springs, SC 29316
8648140710
1st Franklin Financial
2642 Boiling Springs Rd Suite A, Boiling Springs, SC 29316
8648142626
OneMain Financial
3720 Boiling Springs Rd k, Boiling Springs, SC 29316
8645786777
Upstate Finance Corp.
3117 Boiling Springs Rd, Boiling Springs, SC 29316
8645866038

Mortgage refinance companies in Boiling Springs, South Carolina help homeowners adjust their loan terms, lower interest rates, or access home equity. South Carolina law requires refinance lenders to provide a clear disclosure of fees and terms under the state's Consumer Protection Code. Local companies are familiar with Spartanburg County property values and can guide you through the process.

What Does a Mortgage Refinance Company in Boiling Springs Cost?

Typical costs for a mortgage refinance in South Carolina range from 2 percent to 5 percent of the loan amount. This includes an appraisal fee of 400 to 600 dollars, title search and insurance fees of 500 to 1,000 dollars, and lender origination fees of 0.5 to 1 percent of the loan. Actual costs vary by lender, loan type, and property location. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Boiling Springs?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. South Carolina lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in South Carolina?
A standard refinance in South Carolina usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes longer than expected.
Are there South Carolina laws that protect me during refinancing?
Yes, South Carolina law requires lenders to provide a Loan Estimate within three business days of your application. You also have a three-day right of rescission after signing to cancel the refinance without penalty.