Mortgage Refinance Companies in Greer, SC
Browse mortgage refinance companies serving Greer, South Carolina. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of South Carolina before hiring.
Showing 13 mortgage refinance companies in Greer, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage refinance companies in Greer South Carolina help homeowners adjust their loan terms or lower their interest rates. South Carolina law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Greenville-Spartanburg market and can guide you through the process.
What Does a Mortgage Refinance Company in Greer Cost?
Typical costs for a mortgage refinance in South Carolina include an application fee of 300 to 500 dollars an appraisal fee of 400 to 600 dollars and title search and insurance fees of 700 to 1,200 dollars. Closing costs generally range from 2 to 5 percent of the loan amount. South Carolina also charges a documentary stamp tax of 0.15 percent of the principal. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Greer?
You typically need pay stubs tax returns bank statements and a photo ID. South Carolina law may also require a property survey or title search depending on your lender.
How long does a mortgage refinance take in South Carolina?
The process usually takes 30 to 45 days from application to closing. South Carolina has a 3-day right of rescission period after signing for most refinances.
Are there state-specific fees for refinancing in South Carolina?
Yes South Carolina charges a documentary stamp tax on the mortgage note at a rate of 0.15 percent of the loan amount. Recording fees and title insurance also apply.