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Find Mortgage Refinance Companies in Lancaster, SC
Looking for a mortgage refinance company in Lancaster? Review the directory below to compare your options.
9 agents listed
Updated May 2026
Lancaster, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 9 mortgage refinance companies in Lancaster, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Auto Money
1004 N Main St, Lancaster, SC 29720
8032831881
World Finance
214 S Main St, Lancaster, SC 29720
8038368168
Regional Finance
1137-B Lancaster Bypass W, Lancaster, SC 29720
8035724498
Mariner Finance
1220 SC-9 Bypass, Lancaster, SC 29720
8032919870
Security Finance
302 N Main St Suite B, Lancaster, SC 29720
8038713816
Lancaster Financial Services, Inc.
116 Woodland Dr a, Lancaster, SC 29720
8032868700
Republic Finance
1228 Hwy 9 Bypass W, Lancaster, SC 29720
8037525759
Greg Johnson, Finance of America Mortgage LLC
106B Woodland Dr, Lancaster, SC 29720
8032834271
First Choice Mortgage
108 Woodland Dr D, Lancaster, SC 29720
8032834271
Mortgage refinance companies in Lancaster South Carolina help homeowners lower their interest rates or change loan terms. South Carolina law requires a three day right of rescission for most refinances on a primary residence. Local companies understand the Lancaster real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Lancaster Cost?
Typical costs for a mortgage refinance in South Carolina include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title search fees of 200 to 400 dollars. Third party costs such as credit report fees and recording taxes add several hundred dollars more. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a refinance in Lancaster South Carolina?
You typically need pay stubs, tax returns, bank statements, and a current mortgage statement. South Carolina also requires proof of homeowners insurance. Each lender may ask for additional items based on your loan type.
How long does a mortgage refinance take in South Carolina?
A standard refinance in South Carolina usually takes 30 to 45 days from application to closing. Delays can happen if an appraisal or title work is needed. Your lender will provide a timeline estimate.
Are there South Carolina laws that affect refinancing costs?
Yes, South Carolina charges a mortgage recording tax of 0.0015 per dollar of the loan amount. There is also a state documentary stamp tax on the note. These fees are part of your closing costs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.