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Find Mortgage Refinance Companies in Moncks Corner, SC
Directory of mortgage refinance companies in Moncks Corner, South Carolina. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Moncks Corner, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 2 mortgage refinance companies in Moncks Corner, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Weichert, Realtors - Palm Realty Group & Palmetto Mortgage
513 W Main St, Moncks Corner, SC 29461
8437611922
Fairway Independent Mortgage Corporation
323 E Main St Suite B, Moncks Corner, SC 29461
8432066801
Mortgage refinance companies in Moncks Corner South Carolina help homeowners replace their existing home loan with a new one. South Carolina law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Berkeley County real estate market and can guide you through options like rate-and-term or cash-out refinancing.
What Does a Mortgage Refinance Company in Moncks Corner Cost?
Typical costs for a mortgage refinance in Moncks Corner include an origination fee of 0.5 to 1.0 percent of the loan amount, an appraisal fee of 400 to 600 dollars, and title insurance costs of 500 to 1,000 dollars. South Carolina also charges a mortgage recording tax of 1.50 per 100 dollars of the loan amount. Total closing costs often range from 2,000 to 5,000 dollars depending on loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing in Moncks Corner?
A standard refinance in South Carolina usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if title issues arise. Your lender will provide a timeline estimate after reviewing your application.
Are there South Carolina laws that affect refinancing costs?
Yes South Carolina imposes a documentary stamp tax on mortgage recordings which is typically 1.50 per 100 dollars of the loan amount. This tax is paid at closing and can add hundreds of dollars to your costs. Your lender must disclose all fees in the Loan Estimate.
Can I refinance if I have a low credit score in South Carolina?
Many South Carolina lenders offer government-backed refinance options like FHA or VA loans that accept lower credit scores. A score of 580 or higher may qualify for an FHA streamline refinance. Private lenders often require a minimum score of 620 for conventional loans.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.