Compare Mortgage Refinance Companies in Mt Pleasant, SC
Browse mortgage refinance companies serving Mt Pleasant, South Carolina. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of South Carolina before hiring.
Showing 19 mortgage refinance companies in Mt Pleasant, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage refinance companies in Mt Pleasant South Carolina help homeowners lower their interest rates or change loan terms. South Carolina law requires lenders to provide a Loan Estimate within three business days of application. Local refinance services can guide you through this process and explain state-specific rules on prepayment penalties.
What Does a Mortgage Refinance Company in Mt Pleasant Cost?
Typical costs for a mortgage refinance in South Carolina include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. The documentary stamp tax adds about 150 dollars per 100,000 dollars borrowed. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Mt Pleasant?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. South Carolina lenders may also ask for a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in South Carolina?
The process usually takes 30 to 45 days from application to closing. South Carolina law requires a three-day right of rescission after closing for most refinances, which adds to the timeline.
Are there South Carolina specific fees for refinancing?
Yes. South Carolina charges a documentary stamp tax on the mortgage note at a rate of 0.15 percent of the loan amount. There may also be recording fees and local transfer taxes in Charleston County.