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Compare Mortgage Refinance Companies in Mt Pleasant, SC
Looking for a mortgage refinance company in Mt Pleasant? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Mt Pleasant, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 19 mortgage refinance companies in Mt Pleasant, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Impact Lending Team
3301 Salterbeck St Suite 201, Mt Pleasant, SC 29466
8432770395
Brandon Andrews at CrossCountry Mortgage
300 W Coleman Blvd Suite 203-A, Mt Pleasant, SC 29464
8436283944
Meg Robb at CrossCountry Mortgage
300 W Coleman Blvd Suite 203-A, Mt Pleasant, SC 29464
474 Wando Park Blvd Suite 106-B, Mt Pleasant, SC 29464
8548587200
Younited Lending, LLC
3015 Dunes W Blvd suite 506, Mt Pleasant, SC 29466
8434197600
Kiel Gallant at Prosperity Home Mortgage - Mount Pleasant
497 Bramson Ct Ste 203, Mt Pleasant, SC 29464
8772751762
Donna Williamson - Highland Mortgage
1156 Bowman Rd, Mt Pleasant, SC 29464
8434524577
Mortgage refinance companies in Mt Pleasant South Carolina help homeowners lower their interest rates or change loan terms. South Carolina law requires lenders to provide a Loan Estimate within three business days of application. Local refinance services can guide you through this process and explain state-specific rules on prepayment penalties.
What Does a Mortgage Refinance Company in Mt Pleasant Cost?
Typical costs for a mortgage refinance in South Carolina include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. The documentary stamp tax adds about 150 dollars per 100,000 dollars borrowed. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Mt Pleasant?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. South Carolina lenders may also ask for a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in South Carolina?
The process usually takes 30 to 45 days from application to closing. South Carolina law requires a three-day right of rescission after closing for most refinances, which adds to the timeline.
Are there South Carolina specific fees for refinancing?
Yes. South Carolina charges a documentary stamp tax on the mortgage note at a rate of 0.15 percent of the loan amount. There may also be recording fees and local transfer taxes in Charleston County.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.