Find Mortgage Refinance Companies in Myrtle Beach, SC
Compare mortgage refinance companies in Myrtle Beach. Review contact information and insurance categorys before you decide.
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State Mortgage Licensing Authority of South Carolina before hiring.
Showing 20 mortgage refinance companies in Myrtle Beach, SC
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Mortgage refinance companies in Myrtle Beach help homeowners lower their rate or change loan terms. South Carolina law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies understand Horry County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Myrtle Beach Cost?
Typical costs for a mortgage refinance in Myrtle Beach include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. South Carolina documentary stamp tax adds about 0.37 percent of the loan amount. Total closing costs often range from 2,000 to 5,000 dollars for a 200,000 dollar loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Myrtle Beach?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. South Carolina also requires a property survey or title search to confirm ownership. Your lender will provide a full list based on your loan type.
How long does a mortgage refinance take in South Carolina?
A typical refinance in South Carolina takes 30 to 45 days from application to closing. Delays can occur if a property survey or title work is needed. Local Myrtle Beach companies often complete the process faster due to familiarity with Horry County records.
Are there South Carolina specific rules for refinancing?
Yes. South Carolina charges a documentary stamp tax on the deed of trust at closing. This tax is 0.37 percent of the loan amount. Also, South Carolina is a non judicial foreclosure state, which can affect refinance terms for some borrowers.