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Find Mortgage Refinance Companies in Spartanburg, SC
Compare mortgage refinance companies in Spartanburg. Review contact information and insurance categorys before you decide.
19 agents listed
Updated May 2026
Spartanburg, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 19 mortgage refinance companies in Spartanburg, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Carolina Foothills Federal Credit Union
1540 John B White Sr Blvd, Spartanburg, SC 29301
8009224403
Mike Watson — Benchmark Mortgage
4009 Anderson Mill Rd, Spartanburg, SC 29301
8646252454
Travis Harrison - Fairway Independent Mortgage Corporation
320 E Main St Suite 301, Spartanburg, SC 29302
8646710000
Lauren Duty - Movement Mortgage
775 Spartan Blvd Unit 103, Spartanburg, SC 29301
8647065176
Jillian Wofford MLO Fairway Home Mortgage
350 E St John St Suite 101, Spartanburg, SC 29302
8642162660
PrimeLending - Scott Gragg
350 E St John St, Spartanburg, SC 29302
8645831995
Prosper Home Loans | Spartanburg, SC
464 E Main St #4, Spartanburg, SC 29302
8646417626
Local Mortgage Authority of Spartanburg
601 W Main St, Spartanburg, SC 29301
8644007113
Crystal Phillips, Movement Mortgage
320 E Main St Suite 301, Spartanburg, SC 29302
8649788969
Guild Mortgage - Gail Nace
104 N Daniel Morgan Ave #108, Spartanburg, SC 29306
8643168993
Ethan Dean - Top Spartanburg Mortgage Lender - New American Funding
320 E Main St Suite 301, Spartanburg, SC 29302
8643808963
PrimeLending, A PlainsCapital Company - Spartanburg
101 N Pine St # 315, Spartanburg, SC 29302
8645831995
FAIRWAY Home Mortgage
320 E Main St Suite 301, Spartanburg, SC 29302
8646801452
Hannah Forrester
320 E Main St Suite 301, Spartanburg, SC 29302
8644208377
Kristina Pinchuk Mortgage Loan Officer
1230 John B White Sr Blvd, Spartanburg, SC 29306
8648124444
Guild Mortgage - Brent Foster
104 N Daniel Morgan Ave #108, Spartanburg, SC 29306
8647879970
Guild Mortgage Company
104 N Daniel Morgan Ave #108, Spartanburg, SC 29306
8646411971
Atlantic Coast Mortgage - Spartanburg
115 Southport Rd A, Spartanburg, SC 29306
8646803399
Carolyn S MacIntosh
450 E Henry St, Spartanburg, SC 29302
8645965014
Mortgage refinance companies in Spartanburg South Carolina help homeowners lower their interest rates or change loan terms. South Carolina law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Spartanburg real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Spartanburg Cost?
Typical costs for a mortgage refinance in South Carolina range from 2 to 6 percent of the loan amount. This includes appraisal fees of 400 to 700 dollars, title search and insurance of 500 to 1,000 dollars, and lender origination fees of 0.5 to 1 percent. Closing costs in Spartanburg may also include recording fees and state documentary stamp taxes. Note that this is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Spartanburg?
You typically need pay stubs, tax returns, bank statements, and a photo ID. South Carolina requires a property appraisal to confirm home value. Your lender will provide a full list based on your situation.
How long does a mortgage refinance take in South Carolina?
A standard refinance in South Carolina usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your loan officer can give you a timeline estimate.
Are there South Carolina specific rules for refinancing?
South Carolina has a mortgage broker licensing requirement through the state Department of Consumer Affairs. You also have a three day right of rescission after signing to cancel the refinance. This applies to most primary residence loans.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.