Find Mortgage Refinance Companies Near You in Summerville, SC
Compare mortgage refinance companies in Summerville. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of South Carolina before hiring.
Showing 20 mortgage refinance companies in Summerville, SC
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What Does a Mortgage Refinance Company in Summerville Cost?
Typical costs for a mortgage refinance in South Carolina include an origination fee of 0.5 to 1 percent of the loan amount and a title search fee of 200 to 400 dollars. The documentary stamp tax is about 1.50 dollars per 1000 dollars borrowed. Appraisal fees range from 400 to 700 dollars. These costs vary by lender and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Summerville SC?
You will need recent pay stubs tax returns bank statements and a photo ID. South Carolina lenders also require a property appraisal to confirm home value. Gather these items before applying to speed up the process.
How long does a mortgage refinance take in South Carolina?
A typical refinance in South Carolina closes in 30 to 45 days. Delays can occur if the appraisal takes longer or if additional documents are needed. Your lender will provide a timeline after your application is submitted.
Are there South Carolina specific fees for refinancing?
South Carolina charges a documentary stamp tax on the new mortgage note. This tax is usually 0.0015 per 100 dollars of the loan amount. Other fees include origination fees title insurance and recording costs.