Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Dakota before hiring.
Showing 10 mortgage refinance companies in Aberdeen, SD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Plains Commerce Bank
524 S Dakota St, Aberdeen, SD 57401
6052257548
ZuntaFi
105 1st Ave SW, Aberdeen, SD 57401
8005921270
Aberdeen Finance Corporation and Insurance
Aberdeen, SD 57401
6052258050
First Interstate Bank
119 6th Ave SE, Aberdeen, SD 57401
6052292634
Farm Credit Services of America
4835 6th Ave SE, Aberdeen, SD 57401
6052251030
US Bank Mortgage
320 S 1st St, Aberdeen, SD 57401
8008722657
Chris Hein-U.S. Bank Mortgage
320 S 1st St, Aberdeen, SD 57401
6053942020
Wells Fargo Home Mortgage
204 S 1st St, Aberdeen, SD 57401
6052298241
Stonecreek Capital Management, LLC
205 6th Ave SE #102, Aberdeen, SD 57401
6057252099
iHELP Student Loans
105 1st Ave SE, Aberdeen, SD 57401
8006457404
What Does a Mortgage Refinance Company in Aberdeen Cost?
Typical costs for a mortgage refinance in South Dakota include an appraisal fee of 400 to 700 dollars, title search and insurance of 500 to 1,000 dollars, and lender origination fees of 0.5 to 1 percent of the loan amount. Closing costs generally range from 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a home in Aberdeen South Dakota?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. South Dakota does not have special document rules beyond standard federal requirements.
How long does a mortgage refinance take in South Dakota?
A typical refinance in South Dakota takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if title issues arise.
Are there prepayment penalties for refinancing in South Dakota?
South Dakota law does not ban prepayment penalties, but many modern loans do not include them. Check your current loan contract to see if a penalty applies before refinancing.