ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse mortgage refinance companies serving Sioux Falls, South Dakota. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Sioux Falls, SD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Dakota before hiring.
Showing 20 mortgage refinance companies in Sioux Falls, SD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Troy Lage - Mortgage Lender | Fairway Heartland
7615 Kenton Ln S Suite 110, Sioux Falls, SD 57108
6053104645
Josh Osborne at CrossCountry Mortgage
5605 S Southeastern Ave, Sioux Falls, SD 57108
6059068209
Kelly Team - Fairway Home Mortgage
111 W 39th St, Sioux Falls, SD 57105
6053340484
Tailored Mortgage Group
5010 S Minnesota Ave, Sioux Falls, SD 57108
6052062626
Kevin Carlson: Plains Commerce Bank Mortgage NMLS# 22004
3905 W 49th St, Sioux Falls, SD 57106
6056108025
Andrew Kuyper: Plains Commerce Bank Mortgage NMLS #473256
Bryce Haan - Mortgage Lender - First International Bank & Trust - NMLS#1503867
601 S Minnesota Ave, Sioux Falls, SD 57104
6052612069
Shannon Gulbranson - Dacotah bank Mortgage - NMLS #402101
300 S Phillips Ave Unit 100, Sioux Falls, SD 57104
6059298715
Mike Brudigan at Rate (NMLS #13320)
6901 S Lyncrest Pl Suite 103, Sioux Falls, SD 57108
6053315773
Shawn Nielsen - Certified Mortgage Advisor
7405 Bitterroot Pl Suite 118, Sioux Falls, SD 57108
6056104504
Nick Kiesow - Mortgage Lender | Fairway Heartland
7615 Kenton Ln S Suite 110, Sioux Falls, SD 57108
6053660919
Guaranteed Rate - Sioux Falls
101 W 69th St Suite 100, Sioux Falls, SD 57108
6053315773
Tanner Weber - Mortgage Loan Officer - First International Bank & Trust, NMLS #2099216
601 S Minnesota Ave, Sioux Falls, SD 57104
6055050439
Steve Ennis, Plains Commerce Bank, Mortgage Banker, NMLS #462436
3905 W 49th St, Sioux Falls, SD 57106
6512088366
Jeff Buum - Mortgage Lender | Fairway Heartland
7615 Kenton Ln S Suite 110, Sioux Falls, SD 57108
6053217303
Windsor Mortgage
5101 S Broadband Ln Ste 101, Sioux Falls, SD 57108
8444872587
CorTrust Mortgage
2101 S Minnesota Ave, Sioux Falls, SD 57105
6053314092
Keystone Mortgage
421 W 18th St, Sioux Falls, SD 57105
6053306033
Mortgage refinance companies in Sioux Falls South Dakota help homeowners lower their interest rates or change loan terms. South Dakota law does not require a specific waiting period to refinance after purchase. Local lenders understand the Sioux Falls housing market and can guide you through the process.
What Does a Mortgage Refinance Company in Sioux Falls Cost?
Typical costs for a mortgage refinance in South Dakota include an appraisal fee of 400 to 700 dollars and lender origination fees of 0.5 to 1 percent of the loan amount. Third party costs like title insurance and recording fees can add 1,000 to 2,500 dollars. Total closing costs often range from 2 to 5 percent of the loan principal. This information is general and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Sioux Falls?
You typically need recent pay stubs tax returns bank statements and a photo ID. South Dakota lenders may also ask for proof of homeowners insurance. Requirements vary by lender and loan type.
How long does a mortgage refinance take in South Dakota?
A standard refinance in South Dakota usually takes 30 to 45 days from application to closing. This timeline can vary based on appraisal scheduling and lender workload. South Dakota does not impose a state specific minimum timeline.
Are there any South Dakota laws that affect mortgage refinancing?
South Dakota follows federal lending laws and does not have a state specific refinance statute. However the state requires lenders to be licensed through the Nationwide Multistate Licensing System. Borrowers should also be aware of South Dakota usury laws which cap interest rates on certain loans.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Sioux Falls who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Dakota.