Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 10 mortgage refinance companies in Germantown, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bank of England Mortgage - 901
7666 Poplar Pike, Germantown, TN 38138
9013559283
Gwen Chambers - First Community Mortgage - NMLS ID 703846
2277 West St, Germantown, TN 38138
3177533506
Myron Taylor - First Community Mortgage - NMLS ID 1171251
2277 West St, Germantown, TN 38138
9012085149
Trustmark
1405 S Germantown Rd, Germantown, TN 38138
9017588811
Courtney Tate - First Community Mortgage - NMLS ID 732464
2277 West St, Germantown, TN 38138
5012405785
My Mortgage Company LLC
7540 North St, Germantown, TN 38138
8555626101
First Community Mortgage - Germantown, TN
2277 West St, Germantown, TN 38138
8004648626
Andy Ellis - First Community Mortgage - NMLS ID 397708
2277 West St, Germantown, TN 38138
9013559283
Phil Gorman - First Community Mortgage - NMLS ID 1064194
2277 West St, Germantown, TN 38138
9013317061
Wendy Thompson Team Germantown Mortgage Brokers & Lending Company
7796 Wolf Trail Cove, Germantown, TN 38138
9014460806
What Does a Mortgage Refinance Company in Germantown Cost?
Typical costs for a mortgage refinance in Tennessee include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $500 to $1,000. Other fees may include credit report fees, recording fees, and survey costs. Total closing costs often range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Germantown Tennessee?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Tennessee lenders also require a property appraisal to confirm the home value. Each lender may ask for additional documents based on your loan type.
How long does a mortgage refinance take in Tennessee?
A standard refinance in Tennessee usually takes 30 to 45 days from application to closing. Tennessee law does not set a specific time limit for the process, but delays can happen if appraisal or title work takes longer. Your lender must provide a closing disclosure at least three business days before closing.
Are there Tennessee-specific rules for refinancing a mortgage?
Yes. Tennessee requires lenders to follow the Tennessee Consumer Protection Act, which prohibits unfair or deceptive practices. Also, Tennessee has a mortgage recording tax that may apply when you refinance. You should ask your lender about any state-specific fees or requirements.