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Mortgage Refinance Companies in Ooltewah, TN

Looking for a mortgage refinance company in Ooltewah? Review the directory below to compare your options.

5 agents listed
Updated June 2026
Ooltewah, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Tennessee before hiring.
Showing 5 mortgage refinance companies in Ooltewah, TN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Union Home Mortgage - Ooltewah
6085 Arbury Way #201, Ooltewah, TN 37363
(423) 473-4459 uhm.com
JoAnna Otero - Union Home Mortgage
6085 Arbury Way #201, Ooltewah, TN 37363
(423) 503-8548 uhm.com
Summer Robertson- Union Home Mortgage
6085 Arbury Way #201, Ooltewah, TN 37363
(423) 802-4245 uhm.com
FirstBank Mortgage
9217 Lee Hwy, Ooltewah, TN 37363
(800) 200-6462 fbmortgageloans.com
Shelly Winston, Union Home Mortgage
6085 Arbury Way Suite 201, Ooltewah, TN 37363
(423) 902-8237 uhm.com

Mortgage refinance companies in Ooltewah Tennessee help homeowners lower their interest rate or change loan terms. Tennessee law requires lenders to provide a Loan Estimate within three business days of application. Local refinance options include conventional FHA and VA loans tailored to Hamilton County property values.

What Does a Mortgage Refinance Company in Ooltewah Cost?

Typical costs for a mortgage refinance in Tennessee include an appraisal fee of 400 to 700 dollars, origination fees of 0.5 to 1 percent of the loan amount, and title insurance costing 500 to 1,000 dollars. Recording fees and taxes add about 0.115 percent of the loan amount. Closing costs generally total 2 to 5 percent of the refinance amount. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Ooltewah?
You typically need recent pay stubs tax returns bank statements and a valid ID. Tennessee lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in Tennessee?
A standard refinance in Tennessee usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title work takes longer than expected.

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