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Compare Mortgage Refinance Companies in Ooltewah, TN
Compare mortgage refinance companies in Ooltewah. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Ooltewah, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 5 mortgage refinance companies in Ooltewah, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Union Home Mortgage - Ooltewah
6085 Arbury Way #201, Ooltewah, TN 37363
4234734459
JoAnna Otero - Union Home Mortgage
6085 Arbury Way #201, Ooltewah, TN 37363
4235038548
Summer Robertson- Union Home Mortgage
6085 Arbury Way #201, Ooltewah, TN 37363
4238024245
FirstBank Mortgage
9217 Lee Hwy, Ooltewah, TN 37363
8002006462
Shelly Winston, Union Home Mortgage
6085 Arbury Way Suite 201, Ooltewah, TN 37363
4239028237
Mortgage refinance companies in Ooltewah Tennessee help homeowners lower their interest rate or change loan terms. Tennessee law requires lenders to provide a Loan Estimate within three business days of application. Local refinance options include conventional FHA and VA loans tailored to Hamilton County property values.
What Does a Mortgage Refinance Company in Ooltewah Cost?
Typical costs for a mortgage refinance in Tennessee include an appraisal fee of 400 to 700 dollars, origination fees of 0.5 to 1 percent of the loan amount, and title insurance costing 500 to 1,000 dollars. Recording fees and taxes add about 0.115 percent of the loan amount. Closing costs generally total 2 to 5 percent of the refinance amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Ooltewah?
You typically need recent pay stubs tax returns bank statements and a valid ID. Tennessee lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in Tennessee?
A standard refinance in Tennessee usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title work takes longer than expected.
Are there Tennessee specific rules for refinancing?
Tennessee has no state income tax but charges a mortgage recording tax of 0.115 percent of the loan amount. Lenders must follow federal Truth in Lending Act rules and provide a three day rescission period after closing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.