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Find Mortgage Refinance Companies Near You in Amarillo, TX
Directory of mortgage refinance companies in Amarillo, Texas. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Amarillo, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 20 mortgage refinance companies in Amarillo, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Providence Home Loans
6818 Plum Creek Dr, Amarillo, TX 79124
8063678173
NRL Mortgage- Amarillo
5701 Time Sq Suite 330, Amarillo, TX 79119
8068039132
April Phifer- Loan Officer-Verity Mortgage
7410 Golden Pond Pl STE 400, Amarillo, TX 79121
8063405662
PrimeLending, A PlainsCapital Company - Amarillo
7426 Pennsylvania Drive #200, Amarillo, TX 79119
8063184070
Amarillo National Bank - Mortgage Lender
8602 Pineridge Drive, Amarillo, TX 79119
8063583008
The Wood Group of Fairway Independent Mortgage Corp
1906 S Virginia St, Amarillo, TX 79102
8065847777
AMC Mortgage | Associated Mortgage Corporation
7619 Hillside Rd #100, Amarillo, TX 79119
8065999660
Kali Arredondo - Mortgage Loan Officer
7659 Hillside Rd Suite 300, Amarillo, TX 79119
8063822829
Access Community Credit Union-Mortgage Center
6020 I-40, Amarillo, TX 79106
8063225129
Jeremy Noyes, NMLS: 793573, PrimeLending
7426 Pennsylvania Drive #200, Amarillo, TX 79119
8067318353
HomeTrust Mortgage - Amarillo
6900 I-40 W Suite 270, Amarillo, TX 79106
8063569559
Timothy Futrell
6900 I-40 Ste 270, Amarillo, TX 79106
8063813760
Salena Whiddon - Loan Officer - Verity Mortgage
7410 Golden Pond Pl STE 400, Amarillo, TX 79121
8063820196
Providence Home Loans-Jamie Roberson, NMLS# 1825638
Nohemi Jimenez - SecurityNational Mortgage Company Loan Officer
6661 Canyon Dr Unit D, Amarillo, TX 79110
8066787074
Spirit Mortgage
4501 First United Dr, Amarillo, TX 79119
8064771470
Nicole Newton , Mortgage Loan Officer
6818 Plum Creek Dr, Amarillo, TX 79124
8063674348
Eric Rodriguez - SecurityNational Mortgage Company Loan Officer
6661 Canyon Dr Unit D, Amarillo, TX 79110
5127402832
Mortgage refinance companies in Amarillo Texas help homeowners lower their interest rate or change loan terms. Texas law has unique rules for home equity refinancing, including a 80 percent loan to value cap. Local lenders in the Texas Panhandle can guide you through the specific filing and waiting period requirements.
What Does a Mortgage Refinance Company in Amarillo Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5 to 1.5 percent of the loan amount, appraisal fees of 400 to 700 dollars, title insurance, and recording fees. Total closing costs often range from 2000 to 5000 dollars depending on the loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas home equity cash out limit?
Under Texas law you cannot borrow more than 80 percent of your homes appraised value on a cash out refinance. This rule applies to all primary residences in the state.
How long do I have to wait after buying a home to refinance in Texas?
For a rate and term refinance there is no waiting period. For a Texas home equity loan you must wait at least 12 months after the purchase date.
Do I need a new appraisal for a refinance in Amarillo?
Most lenders require a new appraisal to confirm the current market value of your home in Amarillo. The appraisal cost is typically paid by the borrower and can range from 400 to 700 dollars.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.