ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Mortgage Refinance Companies Near You in Canyon, TX
Compare mortgage refinance companies in Canyon. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Canyon, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 mortgage refinance companies in Canyon, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bison Wealth Strategies
1319 4th Ave, Canyon, TX 79015
8066550251
First United Bank
801 23rd St, Canyon, TX 79015
8066558000
Mortgage refinance companies in Canyon, Texas help homeowners lower their interest rate or change loan terms. Texas law has specific rules for cash-out refinances, including a 80% loan-to-value limit and a 12-day waiting period after closing. Local lenders understand the Canyon real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Canyon Cost?
Typical costs for a mortgage refinance in Texas include an appraisal fee of $400 to $600, title insurance of $1,000 to $2,000, and lender origination fees of 0.5% to 1% of the loan amount. Closing costs often total 2% to 5% of the loan. These costs can be rolled into the new loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas home equity refinance rule?
Texas law limits cash-out refinances to 80% of the home value. You must wait 12 days after closing to receive funds. This rule is part of the Texas Constitution.
How long does a mortgage refinance take in Canyon Texas?
A typical refinance takes 30 to 45 days from application to closing. Texas requires a 3-day rescission period after signing. Delays can happen if appraisal or title work is slow.
Can I refinance a rental property in Canyon Texas?
Yes, you can refinance a rental property. However, rates are usually higher than for a primary residence. Lenders may require a lower loan-to-value ratio, often 75% or less.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Canyon who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.