Mortgage Refinance Companies in Carrollton, TX
Looking for a mortgage refinance company in Carrollton? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 5 mortgage refinance companies in Carrollton, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A mortgage refinance company in Carrollton Texas helps homeowners lower their rate or change loan terms. Texas law has specific rules for cash-out refinances, including a 80% loan-to-value limit under Section 50(a)(6) of the Texas Constitution. Local lenders in Carrollton can guide you through these requirements and help you find a suitable loan product.
What Does a Mortgage Refinance Company in Carrollton Cost?
Typical costs for a mortgage refinance in Texas include an appraisal fee of 400 to 700 dollars, title insurance of 1,500 to 3,000 dollars, and lender origination fees of 0.5% to 1.5% of the loan amount. Closing costs in Carrollton generally range from 2% to 5% of the loan principal. Note that costs vary by case and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas homestead law for refinancing?
Texas has strict homestead protections under Article XVI Section 50 of the state constitution. For a cash-out refinance, you cannot borrow more than 80% of your home value. You also have a three day right of rescission after closing.
How long does a mortgage refinance take in Carrollton Texas?
A typical refinance in Texas takes 30 to 45 days from application to closing. This timeline can vary based on appraisal scheduling and under review of your documents. Texas law requires a 12 day waiting period for cash-out refinances after you receive the loan estimate.