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Compare mortgage refinance companies in Carrollton. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Carrollton, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 5 mortgage refinance companies in Carrollton, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Michael Inkman | Fairway Independent Mortgage Corporation
4201 Marsh Ln, Carrollton, TX 75007
9722446770
Petra Home Lending
4425 Plano Pkwy Suite 802, Carrollton, TX 75010
2144320443
Just Mortgages, Inc.
2418 Marsh Ln #104, Carrollton, TX 75006
2147101258
Fairway Independent Mortgage Corporation
4201 Marsh Ln, Carrollton, TX 75007
4692521000
Scope Mortgage
4425 Plano Pkwy Apt 1103, Carrollton, TX 75010
4696009077
A mortgage refinance company in Carrollton Texas helps homeowners lower their rate or change loan terms. Texas law has specific rules for cash-out refinances, including a 80% loan-to-value limit under Section 50(a)(6) of the Texas Constitution. Local lenders in Carrollton can guide you through these requirements and help you find a suitable loan product.
What Does a Mortgage Refinance Company in Carrollton Cost?
Typical costs for a mortgage refinance in Texas include an appraisal fee of 400 to 700 dollars, title insurance of 1,500 to 3,000 dollars, and lender origination fees of 0.5% to 1.5% of the loan amount. Closing costs in Carrollton generally range from 2% to 5% of the loan principal. Note that costs vary by situation and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas homestead law for refinancing?
Texas has strict homestead protections under Article XVI Section 50 of the state constitution. For a cash-out refinance, you cannot borrow more than 80% of your home value. You also have a three day right of rescission after closing.
How long does a mortgage refinance take in Carrollton Texas?
A typical refinance in Texas takes 30 to 45 days from application to closing. This timeline can vary based on appraisal scheduling and under review of your documents. Texas law requires a 12 day waiting period for cash-out refinances after you receive the loan estimate.
What documents do I need for a refinance in Carrollton?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Texas lenders also require a copy of your current mortgage statement and homeowners insurance declaration page. Self-employed borrowers may need additional profit and loss statements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.