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Compare Mortgage Refinance Companies in Cedar Hill, TX
Compare mortgage refinance companies in Cedar Hill. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Cedar Hill, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 7 mortgage refinance companies in Cedar Hill, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Gold Financial Services
1423 Hwy 67 #200, Cedar Hill, TX 75104
2142595555
Fresh Start Mortgage Assistance
610 Uptown Blvd ste 2000, Cedar Hill, TX 75104
8338533748
Capital City Mortgage LLC Funding Your Dreams
610 Uptown Blvd ste 2000, Cedar Hill, TX 75104
2147934831
Chase Mortgage
225 N Hwy 67, Cedar Hill, TX 75104
9722934510
Alterra Home Loans
610 Uptown Blvd, Cedar Hill, TX 75104
2149268386
Mortgage, Bank of America
156 W Belt Line Rd, Cedar Hill, TX 75104
9727796920
Alisha Aubrey NMLS# 2279263
610 Uptown Blvd ste 2000, Cedar Hill, TX 75104
9453125170
Mortgage refinance companies in Cedar Hill, Texas help homeowners adjust their loan terms or lower their interest rates. Texas law has specific rules for cash-out refinances, including a 80% loan-to-value limit under Section 50(a)(6) of the Texas Constitution. Local lenders understand the Cedar Hill real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Cedar Hill Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, title insurance of $500 to $1,000, and recording fees of $30 to $100. Closing costs often total 2% to 5% of the loan principal. For a $200,000 loan, expect $4,000 to $10,000 in total fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas homestead law for refinancing?
Texas law protects your primary home under the homestead exemption. For cash-out refinances, you cannot borrow more than 80% of your homes appraised value. This rule is in the Texas Constitution Section 50.
How long does a mortgage refinance take in Cedar Hill?
A typical refinance in Texas takes 30 to 45 days from application to closing. This includes appraisal, underwriting, and any required title work. Delays can happen if documents are incomplete.
Do I need a new appraisal for refinancing in Texas?
Yes, most refinance loans in Texas require a new appraisal to determine your homes current value. The appraisal cost is usually between $400 and $700 and is paid at closing or upfront.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.