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Compare Mortgage Refinance Companies in El Paso, TX
Directory of mortgage refinance companies in El Paso, Texas. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
El Paso, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 20 mortgage refinance companies in El Paso, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Security Service Federal Credit Union
545 N Americas Ave, El Paso, TX 79907
8005259570
Change Home Mortgage - El Paso
11331 James Watt Dr F100, El Paso, TX 79936
9154938977
SecurityNational Mortgage THE EL PASO LENDING TEAM
1600 Lee Trevino Dr ST. A-1, El Paso, TX 79936
9159201763
Insight Mortgage Company
300 Thunderbird Dr, El Paso, TX 79912
9155253053
Rocky Mountain Mortgage Company
2244 Trawood Dr # 100, El Paso, TX 79935
9155933111
Home Plate Mortgage
6070 Gtwy Blvd E Ste 311, El Paso, TX 79905
9155405788
Sun City Home Loans
1155 Westmoreland Dr SUITE. 107 Suite130, El Paso, TX 79925
9152767629
ReAnn Gonzalez Mortgage Broker - Edge Home Finance
7362 Remcon Cir #3, El Paso, TX 79912
9155951112
SecurityNational Mortgage Company
1600 Lee Trevino Dr A 1, El Paso, TX 79936
9153390569
First Community Mortgage
10961 Gateway Blvd W Suite 200, El Paso, TX 79935
9158432681
Cadence Lending Group
211 W Yandell Dr, El Paso, TX 79902
9157791633
Town Square Mortgage, El Paso, TX
1344 N Zaragoza Rd Suite A, El Paso, TX 79936
9152714591
Nathan Stringfield at CrossCountry Mortgage
6700 N Mesa St Suite 1, El Paso, TX 79912
9152014820
Change Home Mortgage
1346 N Zaragoza Rd, El Paso, TX 79936
9154007319
Prime Mortgage LLC
550 S Mesa Hills Dr STE A1, El Paso, TX 79912
9155877463
New American Funding - Leslie Bergen
550 S Mesa Hills Dr Suite F-1, El Paso, TX 79912
9154795626
Eddie Flores III - Change Home Mortgage NMLS #1572747
11331 James Watt Dr F100, El Paso, TX 79936
9153461905
City Bank Mortgage
6006 N Mesa St Ste.1006, El Paso, TX 79912
9158338121
My Home Loans, LLC
11380 Montwood Dr Ste A5, El Paso, TX 79936
9159211003
Old West Lending
7001 Westwind Dr, El Paso, TX 79912
5756496545
A mortgage refinance company in El Paso Texas helps homeowners replace their current home loan with a new one. Texas law has specific rules for refinancing, including a cap on home equity loan fees and a 12-day waiting period after closing. These companies guide you through the process and help you find a loan that fits your needs.
What Does a Mortgage Refinance Company in El Paso Cost?
Typical costs for a mortgage refinance in Texas include an appraisal fee of 400 to 600 dollars, title insurance of 500 to 1,000 dollars, and lender origination fees of 0.5 to 1 percent of the loan amount. Closing costs often total 2 to 5 percent of the loan. Texas law limits fees on home equity loans to 2 percent of the principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas home equity refinance rule?
Texas law limits home equity refinance loans to 80 percent of the home value. You also have a right to rescind the loan within three business days after signing. This rule protects homeowners from borrowing too much.
How long does a mortgage refinance take in El Paso?
A typical refinance in El Paso takes 30 to 45 days from application to closing. The timeline depends on the lender, appraisal, and title work. Texas law requires a 12-day waiting period for home equity loans.
What documents do I need for a refinance in Texas?
You need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Texas lenders also require a copy of your current deed of trust. Having these ready speeds up the process.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.