Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 4 mortgage refinance companies in Farmers Branch, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Beam Mortgage, Inc.
14455 Webb Chapel Rd, Farmers Branch, TX 75234
9724846644
Marie Lifschultz at Synergy One Lending, Inc
4100 Spring Valley Rd #400, Farmers Branch, TX 75244
2108186479
Genstone Financial
1601 Lyndon B Johnson Fwy, Farmers Branch, TX 75234
4696072785
Open Mortgage
12100 Ford Rd Suite B 26, Farmers Branch, TX 75234
2143156814
What Does a Mortgage Refinance Company in Farmers Branch Cost?
Typical costs for a mortgage refinance in Texas range from 2 to 5 percent of the loan amount. For a 200,000 dollar loan, closing costs often fall between 4,000 and 10,000 dollars. These costs include appraisal fees, title insurance, and lender origination charges. Texas law requires a survey or title update for most refinances. Note that costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas home equity refinance rule?
Texas law limits home equity refinance to 80 percent of the home value. Borrowers must wait 12 days after closing to receive funds. This rule applies to all Texas homeowners, including those in Farmers Branch.
How long does a mortgage refinance take in Farmers Branch?
A typical refinance in Texas takes 30 to 45 days from application to closing. The process includes appraisal, underwriting, and the mandatory 12-day waiting period for home equity loans. Delays can occur if documents are missing.
What documents do I need for a refinance in Texas?
You need recent pay stubs, tax returns, bank statements, and a valid ID. Texas lenders also require a homestead affidavit for primary residences. Gather these documents early to speed up the process.