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Looking for a mortgage refinance company in Forney? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Forney, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 6 mortgage refinance companies in Forney, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nicole Carpenter / Home Loan / Platinum Eagle Mortgage
571 FM 548 Suite 132, Forney, TX 75126
2147258923
Candice Moye
205 E US Hwy 80 Ste. 130, Forney, TX 75126
2147293072
Innovative Lending
204 W Broad St Suite C, Forney, TX 75126
2148106746
Chase Home Lending
401 N Farm to Market 548, Forney, TX 75126
2146747782
City Bank Mortgage
771 E US Hwy 80 #100 Suite 100, Forney, TX 75126
9725641200
James Brown - Chase Home Lending Advisor - NMLS ID 661165
401 N Farm to Market 548, Forney, TX 75126
2146747782
Forney residents seeking a mortgage refinance company can access local lenders who understand Texas property values and Homestead laws. Texas law limits cash-out refinancing to 80% of the home value under Section 50(a)(6) of the Texas Constitution. Working with a Forney company helps you navigate these specific state rules and local market conditions.
What Does a Mortgage Refinance Company in Forney Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costing $1,000 to $2,000. Closing costs generally range from 2% to 5% of the loan principal. For a $200,000 loan, total costs may be $4,000 to $10,000. These costs vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas Homestead law for refinancing?
Texas Homestead law under Article XVI Section 50 limits cash-out refinancing to 80% of the home equity. This protects homeowners but requires careful calculation of loan amounts. A local Forney refinance company can explain how this applies to your property.
How long does a mortgage refinance take in Forney Texas?
A typical refinance in Texas takes 30 to 45 days from application to closing. Texas law requires a 12-day waiting period after receiving the Loan Estimate for cash-out refinances. The timeline can vary based on appraisal and document processing.
What documents do I need to refinance in Forney?
You will need recent pay stubs, W-2s, tax returns, bank statements, and proof of homeowners insurance. Texas lenders also require a property survey or title policy. A local company can help you gather the correct documents for a smooth process.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.