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Find Mortgage Refinance Companies Near You in Galveston, TX
Looking for a mortgage refinance company in Galveston? Review the directory below to compare your options.
9 agents listed
Updated May 2026
Galveston, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 9 mortgage refinance companies in Galveston, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Wellby Financial
6167 Central City Blvd, Galveston, TX 77551
2814887070
Frank Bohn at Network Funding
1009 Broadway Avenue J, Galveston, TX 77550
4092564078
EBLOCK LOANS
628 19th St, Galveston, TX 77550
8338325625
Premier Nationwide Lending - Galveston, TX
1021 61st St, Galveston, TX 77551
7134123709
TexSmart Lending Group
14 Quintana Dr, Galveston, TX 77554
4695256725
Network Funding, LP | Matt Hawkes
1009 Broadway Avenue J, Galveston, TX 77550
7135210413
Christine Dunn at New American Funding
4920 Seawall Blvd # D, Galveston, TX 77551
3609314160
Cash Mortgage Services
7016 Williams Dr, Galveston, TX 77551
4097716893
PNC Mortgage
6306 Broadway St, Galveston, TX 77551
4097444571
Mortgage refinance companies in Galveston Texas help homeowners lower their interest rates or change loan terms. Texas has specific laws under Section 50 of the Texas Constitution that limit cash-out refinancing to 80 percent of the home value. These companies guide you through the process and ensure compliance with state regulations.
What Does a Mortgage Refinance Company in Galveston Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5 to 1.5 percent of the loan amount, an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1,500 dollars, and recording fees of 30 to 100 dollars. Total closing costs often range from 2,000 to 5,000 dollars depending on loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas cash-out refinance rule?
Texas law under Article 16 Section 50 allows cash-out refinancing only up to 80 percent of the home appraised value. You must also wait 12 months between cash-out refinances. This rule is unique to Texas and protects homeowners from over leveraging.
Do I need a new appraisal for refinancing in Galveston?
Yes most lenders require a new home appraisal to determine current market value. In Galveston flood zone status and storm history can affect the appraisal. The appraisal fee typically ranges from 400 to 700 dollars.
How long does a mortgage refinance take in Texas?
A typical refinance in Texas takes 30 to 45 days from application to closing. Texas law requires a three day rescission period after signing. Delays can occur if title issues or survey problems arise.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.