Mortgage Refinance Companies in Greenville, TX
Compare mortgage refinance companies in Greenville. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 11 mortgage refinance companies in Greenville, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A mortgage refinance company in Greenville Texas helps homeowners replace their existing home loan with a new one. Texas law under Section 50(a)(6) of the state constitution limits cash-out refinances to 80 percent of the home value. Local lenders in Hunt County can guide you through these specific Texas rules.
What Does a Mortgage Refinance Company in Greenville Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 600 dollars, and title insurance of 1,500 to 3,000 dollars. Closing costs in Greenville often total 2 to 5 percent of the loan value. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas cash-out refinance limit?
Texas law limits cash-out refinances to 80 percent of the home value. This rule applies to primary residences and homestead properties. You must also wait 12 months after your last refinance to do another cash-out loan.
How long does a refinance take in Greenville Texas?
A typical refinance in Greenville takes 30 to 45 days from application to closing. Texas requires a three business day right of rescission after signing. Delays can happen if the appraisal or title work takes longer.
What documents do I need for a refinance in Texas?
You need recent pay stubs, tax returns, bank statements, and a photo ID. Texas also requires a homestead affidavit for owner-occupied properties. Lenders may ask for additional documents if you are self-employed.