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Find Mortgage Refinance Companies in Harker Heights, TX
Browse mortgage refinance companies serving Harker Heights, Texas. Contact information and addresses listed below.
14 agents listed
Updated May 2026
Harker Heights, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 14 mortgage refinance companies in Harker Heights, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
103 E FM 2410 Rd, Harker Heights, TX 76548
2544498246
Alisa Ellis Benchmark Mortgage
581 Pan American Dr # 1, Harker Heights, TX 76548
2544230682
Nicky Tharpe Benchmark Mortgage
581 Pan American Dr # 1, Harker Heights, TX 76548
2545351229
First Community Mortgage
201 E Central Texas Expy #1600, Harker Heights, TX 76548
2546806155
Jimmy Alexander, SWBC Mortgage Killeen/Temple
2101 Memory Ln Ste. 108, Harker Heights, TX 76548
2546342822
Tanja L Allen | Fairway Independent Mortgage Corporation Loan Officer
103 E FM 2410 Rd, Harker Heights, TX 76548
2544498246
SWBC Mortgage Killeen
2101 Memory Ln Ste. 108, Harker Heights, TX 76548
2546342822
Leslie Lovett, SWBC Mortgage
2101 Memory Ln Ste. 108, Harker Heights, TX 76548
2546342822
Belinda Manzella at CrossCountry Mortgage
100 W Central Texas Expy #102, Harker Heights, TX 76548
2547185456
Maraea Corona Motto Mortgage Exclusive Group
326 Morgan St A, Harker Heights, TX 76548
2543930523
Fredrick Fluker Motto Mortgage Exclusive Group
326 Morgan St A, Harker Heights, TX 76548
4074042916
Myrna Banzon at CrossCountry Mortgage
100 W Central Texas Expy #102, Harker Heights, TX 76548
2546817361
Chase Home Lending
201 E Central Texas Expy Unit 1800, Harker Heights, TX 76548
2542516080
Reverse Mortgage Homes
110 Moody Cir, Harker Heights, TX 76548
2544082111
A mortgage refinance company in Harker Heights Texas helps homeowners adjust their loan terms or lower their interest rate. Texas law under Section 50(a)(6) of the Texas Constitution limits cash-out refinances to 80 percent of the home value. Local lenders in Harker Heights guide you through these specific state requirements and the local real estate market.
What Does a Mortgage Refinance Company in Harker Heights Cost?
Typical costs for a mortgage refinance in Texas include an appraisal fee of 400 to 700 dollars, loan origination fees of 0.5 to 1.5 percent of the loan amount, and title insurance costs around 1,000 to 2,000 dollars. Closing costs in Harker Heights usually range from 2 to 5 percent of the loan principal. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas homestead law for refinancing in Harker Heights?
Texas law protects homesteads and limits cash-out refinances. You cannot take cash out for more than 80 percent of your home value. The refinance must also be for a valid purpose like home improvement or debt consolidation.
How long does a mortgage refinance take in Harker Heights Texas?
A typical refinance in Texas takes 30 to 45 days from application to closing. This timeline includes appraisal, underwriting, and the mandatory three-day rescission period after signing.
What documents do I need for a refinance in Harker Heights?
You will need recent pay stubs, tax returns, bank statements, and a valid ID. Texas lenders also require a copy of your current deed and proof of homeowners insurance.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.