Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 19 mortgage refinance companies in Harlingen, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Janie Hernandez - The Unity Group powered by Eustis Mortgage
2009 E Harrison Ave suite a, Harlingen, TX 78550
(956) 778-3087
eustismortgage.com
Minerva Simpson | Fairway Independent Mortgage Corporation Co-Branch Manager
1805 Stuart Place Rd Suite A, Harlingen, TX 78552
(956) 440-1521
minervasimpson.com
Courtney Resendiz, Mortgage Broker NMLS #1417828
1713 E Tyler Ave D, Harlingen, TX 78550
(956) 535-2947
courtneyresendiz.com
Gateway Mortgage, Harlingen, TX 78550
1109 E Tyler Ave, Harlingen, TX 78550
(956) 412-1150
gatewayloan.com
Mortgage Solutions Financial Harlingen
1413 Stuart Place Rd Ste C, Harlingen, TX 78552
(956) 441-2180
mortgagesolutions.net
Willow Bend Mortgage - Johnny Esquivel - Harlingen
1212 Stuart Place Rd Suite B, Harlingen, TX 78552
(956) 534-3044
johnesquivel.com
Jorge J Alanis – Mortgage Lender – Willow Bend Mortgage
1212 Stuart Place Rd, Harlingen, TX 78552
(956) 877-8778
livergv.net
Veronica Coronado- Mortgage Loan Broker / Friendly Financal Group
1617 E Harrison Ave # G, Harlingen, TX 78550
(956) 357-0425
friendlyfinancialgroup.com
Nations Lending - Harlingen TX Branch - NMLS: 2659234
221 E Van Buren Ave Suite 17, Harlingen, TX 78550
(877) 237-6178
nationslending.com
Loan Originator Services, LLC
121 W Tyler Ave, Harlingen, TX 78550
(956) 230-1604
loanoriginatorservices.com
Fairway Independent Mortgage Corporation
1805 Stuart Place Rd Suite A, Harlingen, TX 78552
(956) 440-1521
fairway.com
Cindy Garza | Fairway Independent Mortgage Corporation Co-Branch Manager
1805 Stuart Place Rd Suite A, Harlingen, TX 78552
(956) 440-1521
loansbycindy.com
What Does a Mortgage Refinance Company in Harlingen Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $600, and title insurance which can be $1,000 to $2,000. Closing costs usually total 2% to 5% of the loan amount. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a Texas cash-out refinance rule?
Texas law limits cash-out refinances to 80% of the home value. You must wait 12 months after your previous loan closing to do a cash-out refinance. This rule is in the Texas Constitution.
How long does a mortgage refinance take in Harlingen?
A typical refinance takes 30 to 45 days from application to closing. Delays can happen if your property appraisal or title work takes longer. Your lender will give you a timeline estimate.
Do I need a home appraisal to refinance in Texas?
Yes most lenders require a new appraisal to confirm your home value. This is needed for all cash-out refinances and for rate-and-term refinances in many cases. The appraisal cost is usually paid at application.