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Looking for a mortgage refinance company in Hewitt? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Hewitt, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 mortgage refinance companies in Hewitt, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
911 1/2 N Hewitt Dr, Hewitt, TX 76643
2546662725
Union Home Mortgage
519 N Hewitt Dr, Hewitt, TX 76643
2543423881
A mortgage refinance company in Hewitt Texas helps homeowners replace their existing home loan with a new one. Texas law has specific rules for cash-out refinances including a 80 percent loan-to-value limit under Section 50(a)(6) of the Texas Constitution. Local lenders in Hewitt understand the McLennan County market and can guide you through the process.
What Does a Mortgage Refinance Company in Hewitt Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, title insurance and escrow fees around 800 to 1500 dollars, and recording fees of 30 to 50 dollars. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas homestead law for refinancing?
Texas law under Article XVI Section 50 protects homestead properties. For a cash-out refinance you cannot borrow more than 80 percent of the home value. You must also wait 12 months after your last refinance to do another cash-out refinance.
How long does a mortgage refinance take in Hewitt Texas?
A typical refinance in Texas takes 30 to 45 days from application to closing. The process includes appraisal, title search, and underwriting. Texas requires a 3-day rescission period after signing for non-purchase loans.
What documents do I need for a refinance in Hewitt?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Self-employed borrowers may need profit and loss statements. The lender will also require a property appraisal and title insurance.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.