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Find Mortgage Refinance Companies Near You in Katy, TX
Directory of mortgage refinance companies in Katy, Texas. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Katy, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 20 mortgage refinance companies in Katy, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Texas Capital Lending, A Division of InterLinc Mortgage - Katy, TX
24518 Kingsland Blvd, Katy, TX 77494
2813718555
HomeWay Mortgage
23218 Red River Dr, Katy, TX 77494
2815658500
Rabi Shamis - Powered by Movement Mortgage
24275 Katy Fwy, Katy, TX 77494
8325511001
Dustin Golden, NMLS: 817993, Movement Mortgage
24275 Katy Fwy Suite #320, Katy, TX 77494
8326810628
Texas Lending Pro, Mortgage Broker
28111 S Firethorne Rd #703, Katy, TX 77494
7137259297
Mitchell Mortgage Group LLC
24285 Katy Fwy suite 300, Katy, TX 77494
3463877124
Houston Mortgage Brokers
22206 Highland Knolls Dr Unit C, Katy, TX 77450
8324377671
Green Arrow Mortgage
24285 Katy Fwy Suite #660, Katy, TX 77494
2816399874
Supreme Lending Houston
410 W Grand Pkwy S #260, Katy, TX 77494
2818830080
Rate Boss Mortgage
23033 Grand Cir Blvd #150A, Katy, TX 77449
8324006221
Sente Mortgage
24044 Cinco Village Center Blvd #100, Katy, TX 77494
2819785626
Bill Rapp, CCIM - Medallions Funds Capital Advisor - NMLS 228246
A mortgage refinance company in Katy Texas helps homeowners lower their rate or change loan terms. Texas law has specific rules for cash-out refinances including a 80 percent loan-to-value limit on homestead property. Local companies understand the Katy real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Katy Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5 to 1.5 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costs around 1,500 dollars. Closing costs in Katy generally range from 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas home equity cash-out rule for refinance?
Texas law limits cash-out refinances to 80 percent of the home value. You must wait 12 months after the previous cash-out refinance to apply again. This rule protects homeowners from over borrowing.
How long does a mortgage refinance take in Katy Texas?
A typical refinance in Texas takes 30 to 45 days from application to closing. Texas requires a 12 day right of rescission period for home equity loans. Delays can happen if appraisal or title work takes longer.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.