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Compare Mortgage Refinance Companies in Kilgore, TX
Compare mortgage refinance companies in Kilgore. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Kilgore, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 5 mortgage refinance companies in Kilgore, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Security Finance
405 N Kilgore St #2, Kilgore, TX 75662
9039831343
CashMax Title & Loan
601 E Lantrip St, Kilgore, TX 75662
9032189062
VeraBank
410 N Kilgore St, Kilgore, TX 75662
9039862265
Gold Star Finance
211 E Main St, Kilgore, TX 75662
9039888900
PNC Mortgage
1200 N Kilgore St, Kilgore, TX 75662
9039842506
Mortgage refinance companies in Kilgore Texas help homeowners adjust their loan terms or lower their interest rates. Texas law has unique rules under Section 50 of Article XVI of the Texas Constitution which limits home equity refinancing to 80 percent of the home value. Local providers in Kilgore can guide you through these regulations and help you find a suitable refinance option.
What Does a Mortgage Refinance Company in Kilgore Cost?
Typical costs for a mortgage refinance in Texas include an appraisal fee of 400 to 700 dollars, lender origination fees of 0.5 to 1.5 percent of the loan amount, and title insurance costs around 1,000 to 2,000 dollars. Closing costs usually total 2 to 5 percent of the loan amount. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Texas home equity refinance limit?
Texas law limits home equity refinancing to 80 percent of the home appraised value. This rule is part of the Texas Constitution and applies to all refinance loans in the state. Your lender will verify the value before approving the loan.
How long does a mortgage refinance take in Kilgore Texas?
A typical mortgage refinance in Texas takes 30 to 45 days from application to closing. The timeline can vary based on the lender workload and appraisal scheduling. Texas law also requires a 12 day waiting period after you receive the loan estimate.
Do I need a home appraisal for refinancing in Kilgore?
Yes most mortgage refinance companies in Texas require a new home appraisal. The appraisal determines the current market value of your property. This is needed to confirm you meet the 80 percent loan to value limit for home equity loans.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.