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Compare Mortgage Refinance Companies in Lubbock, TX
Directory of mortgage refinance companies in Lubbock, Texas. Verify credentials with the state mortgage licensing authority before hiring.
17 agents listed
Updated May 2026
Lubbock, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 17 mortgage refinance companies in Lubbock, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A mortgage refinance company in Lubbock Texas helps homeowners replace their existing home loan with a new one. Texas has specific laws under Section 50(a)(6) of the Texas Constitution that limit cash out refinances to 80 percent of the home value. Local Lubbock lenders can guide you through these rules and help you lower your rate or change your loan term.
What Does a Mortgage Refinance Company in Lubbock Cost?
Typical costs for a mortgage refinance in Texas include an appraisal fee of 400 to 700 dollars, origination fees of 0.5 to 1.5 percent of the loan amount, and title insurance costs of 1,000 to 2,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a mortgage refinance company in Lubbock?
A mortgage refinance company in Lubbock is a business that helps homeowners replace their current mortgage with a new loan. They handle the application, underwriting, and closing process for Texas residents.
How long does a refinance take in Texas?
A typical refinance in Texas takes 30 to 45 days from application to closing. Texas law requires a three day rescission period after signing, which adds time to the process.
What are the Texas specific rules for cash out refinance?
Texas law limits cash out refinances to 80 percent of the home appraised value. You also cannot have more than one cash out refinance on the same property within a 12 month period.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.