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Compare Mortgage Refinance Companies in Midland, TX
Directory of mortgage refinance companies in Midland, Texas. Verify credentials with the state mortgage licensing authority before hiring.
19 agents listed
Updated May 2026
Midland, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 19 mortgage refinance companies in Midland, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Highlands Residential Mortgage - The Elite Team - Midland
4410 N Midkiff Rd Suite b-2a, Midland, TX 79705
4322186175
Next Legacy Lending - Midland
705 W Wadley Ave, Midland, TX 79705
4322530402
Jamie Pruitt, Mortgage Loan Officer
3211 W Wadley Ave #14, Midland, TX 79705
4326319065
Texas Tech Credit Union Mortgage
3300 N A St Building 6 Suite 210, Midland, TX 79705
4322946944
Revolution Mortgage
3303 N Midkiff Rd Suite 115, Midland, TX 79705
4322693191
City Bank Mortgage
400 W Illinois Ave Suite 100, Midland, TX 79701
4325708679
Rosa Hernandez
4908 N Midkiff Rd, Midland, TX 79705
4328972299
JJ Clarkson, PrimeLending ,NMLS 453190
3510 N Midkiff Rd Ste. 200, Midland, TX 79705
4328896331
Midland Refinance Mortgage
5900 E County Rd 57, Midland, TX 79705
8775452129
The Texas Mortgage Pros - Home Loans Midland
4305 N Garfield St #218, Midland, TX 79705
8772804833
Morgage Broker NMLS 621110
4305 N Garfield St Suite 213A, Midland, TX 79705
4323526694
Mortgage refinance companies in Midland, Texas help homeowners adjust their loan terms or lower their interest rates. Under Texas law, homeowners may refinance a homestead property but must follow specific rules under the Texas Constitution Section 50(a)(6). These companies guide you through the process and ensure compliance with state regulations.
What Does a Mortgage Refinance Company in Midland Cost?
Typical costs for a mortgage refinance in Texas include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Texas law also requires a state-specific tax and recording fee of about $100 to $300. Total closing costs often range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the cash-out refinance limit in Texas?
In Texas, cash-out refinances are limited to 80% of the home value. This rule comes from the Texas Constitution and applies to homestead properties. You cannot exceed this loan-to-value ratio for a cash-out refinance.
How long does a Texas refinance closing take?
A standard refinance in Texas usually takes 30 to 45 days from application to closing. Texas law requires a three-day rescission period after signing, which can add time. Delays may occur if title issues or appraisal problems arise.
Do I need a new survey for a Texas refinance?
A new survey is often required for Texas homestead refinances to confirm property boundaries. This is a common requirement under Texas title insurance rules. The cost of the survey is typically paid by the borrower.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.