Skip to main content

Compare Mortgage Refinance Companies in Missouri City, TX

Compare mortgage refinance companies in Missouri City. Review contact information and insurance categorys before you decide.

10 agents listed
Updated May 2026
Missouri City, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 10 mortgage refinance companies in Missouri City, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage - Trey Jordan
5777 Sienna Pkwy #150, Missouri City, TX 77459
2547608121
Succedo Mortgage, LLC
2440 Texas Pkwy Suite 213D, Missouri City, TX 77489
8328886368
Sutton Residential & Commercial
2111 Hwy 90 Alt A, Missouri City, TX 77489
2814990001
The Daniel Team: CMG Home Loans
4502 Riverstone Blvd Suite 303-304, Missouri City, TX 77459
2814073830
First Step Mortgage
7070 Knights Ct Suite 402, Missouri City, TX 77459
8322126693
Top Mortgage, LLC - NMLS#1491362
4220 Cartwright Rd Ste 903, Missouri City, TX 77459
2815134567
Lusin & Lucid Mortgage Group
3110 Palm Harbour Dr, Missouri City, TX 77459
7137017838
1st Credential Mortgage Inc
8615 Bloomfield Turn, Missouri City, TX 77459
2817780805
Lloyd Daniel
4502 Riverstone Blvd, Missouri City, TX 77459
2814073830
Lida Thomas
4502 Riverstone Blvd, Missouri City, TX 77459
2814073830

A mortgage refinance company in Missouri City, Texas helps homeowners replace their existing home loan with a new one. Texas law has specific rules for cash-out refinances, including a 80% loan-to-value limit and a 12-day waiting period after closing. Local lenders can guide you through the process and explain how Texas homestead protections apply to your refinance.

What Does a Mortgage Refinance Company in Missouri City Cost?

Typical costs for a mortgage refinance in Texas include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of 400 to 600 dollars, and title insurance which can cost 1,500 to 3,000 dollars. Closing costs in Missouri City often total 2% to 5% of the loan principal. These amounts vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the Texas cash-out refinance limit?
Texas law limits cash-out refinances to 80% of the home value. This means you cannot borrow more than 80% of what your home is worth when taking cash out. The rule is part of the Texas Constitution and applies to all homestead properties.
How long does a mortgage refinance take in Missouri City?
A typical refinance in Texas takes 30 to 45 days from application to closing. The process includes an appraisal, underwriting, and a mandatory 12-day waiting period for cash-out loans. Delays can happen if additional documents are needed.
Do I need a new survey for a Texas refinance?
Many Texas lenders require a new survey or a survey affidavit for refinances. This confirms property boundaries and ensures no new encroachments exist. The cost for a survey in Missouri City ranges from 350 to 700 dollars.